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What's your Discover CLI history?

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SouthJamaica
Mega Contributor

Re: What's your Discover CLI history?


@DoroLucky wrote:

@DoroLucky wrote:
Damn, now I want to try again for a discover LOL. I am assuming they're like Cap1 and soft pull?

Congrats....that's nice and they are generous.

I've finally joined Club Discover with a $6600 SL. Can't wait to grow IT (no pun) lol


It's not much of a club; we don't really go places or anything Smiley Happy

 

 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 91 of 114
Anonymous
Not applicable

Re: What's your Discover CLI history?

I've had 4   SP CLI since getting the card in April of 2015.

 

April 23 SL 6K

 

July 9 SP  CLI  10K

Sept 17 SP  CLI 14K

Nov   7, SP CLI 17K

Mar 20, SP  CLI 20K

Message 92 of 114
ksantangelo23
Frequent Contributor

Re: What's your Discover CLI history?

My Discover CLI history is the worst of all my accounts.

 

Approved Oct 2013: $2,000

CLI May 2015: $4,000

To be continued!

AMEX Hilton Ascend: $55,000 | Chase Sapphire Reserve: $30,000 | PNC Points: $17,500 | AMEX BCE (AU): $18,000 | AMEX BCP: $15,000 | US Bank Cash+ $15,000 | AMEX Business Prime: $14,000 | AMEX SimplyCash: $12,000 | Capital One QS: $13,500 | Chase Business Ink: $12,000 | PNC Everyday (AU): $12,000 | JCPenny Store Card: $10,500 | Chase Slate: $9,400 | Capital One QS: $6,500 | (2nd) US Bank Cash+ (2nd): $7,500 | Discover IT: $6,000 | Chase Freedom: $3,500 | Auto Lease: $0/$21,000 | Auto Loan: $0/$18,000 |

TU: 818 EX: 809 EQ: 801

Message 93 of 114
baller4life
Super Contributor

Re: What's your Discover CLI history?


@SouthJamaica wrote:

@DoroLucky wrote:

@DoroLucky wrote:
Damn, now I want to try again for a discover LOL. I am assuming they're like Cap1 and soft pull?

Congrats....that's nice and they are generous.

I've finally joined Club Discover with a $6600 SL. Can't wait to grow IT (no pun) lol


It's not much of a club; we don't really go places or anything Smiley Happy

 

 


Message 94 of 114
Anonymous
Not applicable

Re: What's your Discover CLI history?

Approved Oct 2015 SL 3200

Jan 2--- 3000 CLI to 6200

Feb 22--- 4000 CLI to 10200

 

Message 95 of 114
SouthJamaica
Mega Contributor

Re: What's your Discover CLI history?


@baller4life wrote:

@SouthJamaica wrote:

@DoroLucky wrote:

@DoroLucky wrote:
Damn, now I want to try again for a discover LOL. I am assuming they're like Cap1 and soft pull?

Congrats....that's nice and they are generous.

I've finally joined Club Discover with a $6600 SL. Can't wait to grow IT (no pun) lol


It's not much of a club; we don't really go places or anything Smiley Happy

 

 



That's hysterical Baller Smiley Happy where do you get these things? Smiley Happy


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 96 of 114
Ghoshida
Valued Contributor

Re: What's your Discover CLI history?


@AzaleaB wrote:

@Ghoshida wrote:

@Ghoshida wrote:
Opened April 2013: $750
HP CLI November 2013: $2k
Auto CLI May 2014: $5.7k
SP CLIs
September 2014: $7k
December 2014: $8.5k
March 2015: $10k
April 2015: $11.5k
May 2015: $13k, $14.5k
June 2015: $16k
September 2015: $19k
November 2015: $25k
February 2016: $28k
March 2016: $34k

The CLI button was due for some pushing last week but I wasn't sure how Discover handles requests when the CL is at $25k. Declared income is $55k but I really don't want to go through the hassle of tax documents and bank statements. Also, don't need a CLI right now. But you know, the itch can be back any time.

BTW I'm also carrying a balance, typically between $2k-$2.5k over the past 10-11 months because of the 2nd term 0% promo APR. PIF once around the 6 months mark then built up again. They seem to be okay with it. I generally pay off a third and rack it up again.

Edited to add the last two increases. 

Wrote about the latest one here: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-Mega-CLI/m-p/4510813


Wow! $750 -> $34K - huge!


I stand testament to the fact that Discover CL does grow even when you start from a tiny limit. 

Message 97 of 114
Anonymous
Not applicable

Re: What's your Discover CLI history?

For all of you with limits over 25k has discover ever requested income they don't seem to be like Amex once you hit 25k from what I've seen?

Message 98 of 114
Anonymous
Not applicable

Re: What's your Discover CLI history?

I didn't keep track of the CLIs, but I started at $1400 in May 2015 and am already at $11,600.

I got a couple denials along the way, but not many. All soft pulls, with a CLI request submitted online about once a month. And I was considered so marginal when I first applied that they didn't even give me a 0% promo rate. Discover is awesome. I now use them for savings and checking, too. 

Message 99 of 114
iheartwings
Valued Contributor

Re: What's your Discover CLI history?


@Anonymous wrote:

For all of you with limits over 25k has discover ever requested income they don't seem to be like Amex once you hit 25k from what I've seen?


About a year ago, there were threads that discussed employment verification with Discover limits >$20k, but that seemed to go out the window when they started handing out CLIs every 17 days last spring. 

 

 

I've done the income verification thing with AmEx...never once have I had to provide income or employment verification to Discover.

Message 100 of 114
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