10-15-2013 10:59 PM
My Discover IT card is at $8500 limit right now. Got the card (Discover More) in 2008 with a $1k limit and have gotten increases once a year I think...but by my requesting them. I don't use the card much except when they offer a cashback bonus with spending incentive. I tend to find Discover a little schizo
10-16-2013 05:03 AM
$500 since June. Tried to get a CLI to $1500... was denied, no counter offer. I should've tried for $1000. They said they'll be sending a letter why I was denied so I'll wait for that first. I was able to get $500-1000 increases on all my other cards... don't know why Discover is being so stingy with me.
10-16-2013 08:46 AM - edited 10-16-2013 08:47 AM
Currently $15K. Just got a $500 automatic CLI on a request with a hard pull. Did a recon and got that bumped to another zero...$5K!
That matches my BofA Cash Rewards and Merrill Lynch Plus cards for their recent CLI to $15K.
10-16-2013 08:49 AM
I got my discover last year in December with an initial CL of $4500 and after 6 months, with a HP, they increased it to $9,500
10-16-2013 05:58 PM
$2,500... Had it for 2 months, I'm hoping I get hit with the Auto CLI on the 3rd month like eveyrone else, But that's highly unlikely due to my current balance.
10-17-2013 01:41 PM
Pretty disappointed to report my $1250 credit limit on my Discover IT card. I got the student card at $500 and had a CLI to $1250 about a year ago. I've been with Discover for almost four years now, from the looks of it I should probably request an increase.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.