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What's your Discover Credit Line?

New Contributor

Re: What's your Discover Credit Line?

Discover was one of my first card in 2000 and Costco at that time accepted Discover and right after I got it, they switched to AMEX lol.  I initially got it for 11k which was extremely high for my annual income at the time.  They raise me up to 12k a year later and then another 1k, then when I threaten to cancel it was raise to the current limit of 15.7k  and I rarely use it now.   I use my united visa mileages for everything now to get the miles. 


Starting Score: TU 797 EQ 798 EX 774 10/26/2008
Current Score: TU 787 EQ 784 EX ??? 09/19/2010
Goal Score: 790


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Message 41 of 371
New Member

Re: What's your Discover Credit Line?

Discover gave me $5k limit with a balance transfer for half that amount due in 15 months at 0%. I was happy with it considering I apped a lot this year.

 

I'm new on the forums by the way! :wave:

Message 42 of 371
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New Contributor

Re: What's your Discover Credit Line?

Welcome aboard dres2k.  Right place to do research and getting inform. 


Starting Score: TU 797 EQ 798 EX 774 10/26/2008
Current Score: TU 787 EQ 784 EX ??? 09/19/2010
Goal Score: 790


Take the FICO Fitness Challenge
Message 43 of 371
Frequent Contributor

Re: What's your Discover Credit Line?

16K limit.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Message 44 of 371
Regular Contributor

Re: What's your Discover Credit Line?

$1500 starting limit - and they acted like they did me a favor doing that!

 

AMEX / Costco gave me a $10k starting limit......

 

I wonder what Discover is afraid of?

 

Ray

Current Goals:

830 FICO / ** GARDEN ** / Pay off one remaing card.

** Every Card Has a Job and Every Card Does Its Job **
Message 45 of 371
Frequent Contributor

Re: What's your Discover Credit Line?

I received a $9600 limit in March of 08.  This was much lower than my other limits from BofA - I had two cards from them with $20,000 limits.

 

I used my Discover a fair amount at the beginning, up to a few thousand a month, but have NEVER received a CLI.

 

The card doesn't get much use any more at all.  I frequently make large purchases for work and them am reimbursed for them (sometimes $5-10K per month).  I always use my BofA cards for these because I don't want to tank my utilization on the Discover.

Message 46 of 371
New Contributor

Re: What's your Discover Credit Line?

Discover was also my first credit card. I applied for it and got accepted back in August of 2009. Keep in mind that Im a current full time student and part time worker in a community bank. My limit was originally $500. About 3 weeks ago It got raised to $1750. I aint complaining, not bad for someone still in school.

■■■Experian - ■■■ Equifax - ■■■ TransUnion -■■■Goal: Score of 720 Across All three
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Message 47 of 371
Valued Member

Re: What's your Discover Credit Line?

Recently applied and was approved after calling to verify info. Approved with a $5,000 CL. My highest and also my first "prime" card. High APR 20.99%. My second highest limit is Capital 1 $1,500 10.9% APR -692 Equifax FICO. 39% UTL. They pulled Experian.  I was shocked at the limit! Smiley Surprised I plan on using it and PIF every month. Im very grateful for the second chance I've been given with a prime lender. Thanks to these forums, Ive made great progress!

Message 48 of 371
Established Contributor

Re: What's your Discover Credit Line?

Got my Student More $1000 Smiley Indifferent

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Message 49 of 371
Valued Contributor

Re: What's your Discover Credit Line?

 

$1500 starting limit - and they acted like they did me a favor doing that!

 

AMEX / Costco gave me a $10k starting limit......

 

I wonder what Discover is afraid of?

 

Ray

 

Ray

** Every Card has a Job, and Every Card does its Job **
Message 50 of 371