Reply
New Contributor
techman2008
Posts: 71
Registered: ‎10-25-2008
0

Re: What's your Discover Credit Line?

Discover was one of my first card in 2000 and Costco at that time accepted Discover and right after I got it, they switched to AMEX lol.  I initially got it for 11k which was extremely high for my annual income at the time.  They raise me up to 12k a year later and then another 1k, then when I threaten to cancel it was raise to the current limit of 15.7k  and I rarely use it now.   I use my united visa mileages for everything now to get the miles. 


Starting Score: TU 797 EQ 798 EX 774 10/26/2008
Current Score: TU 787 EQ 784 EX ??? 09/19/2010
Goal Score: 790


Take the FICO Fitness Challenge
New Member
dres2k
Posts: 2
Registered: ‎12-19-2010
0

Re: What's your Discover Credit Line?

Discover gave me $5k limit with a balance transfer for half that amount due in 15 months at 0%. I was happy with it considering I apped a lot this year.

 

I'm new on the forums by the way! :wave:

New Contributor
techman2008
Posts: 71
Registered: ‎10-25-2008
0

Re: What's your Discover Credit Line?

Welcome aboard dres2k.  Right place to do research and getting inform. 


Starting Score: TU 797 EQ 798 EX 774 10/26/2008
Current Score: TU 787 EQ 784 EX ??? 09/19/2010
Goal Score: 790


Take the FICO Fitness Challenge
Frequent Contributor
bakalao2k
Posts: 448
Registered: ‎02-21-2009
0

Re: What's your Discover Credit Line?

16K limit.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Regular Contributor
RayRocks
Posts: 158
Registered: ‎03-21-2011
0

Re: What's your Discover Credit Line?

$1500 starting limit - and they acted like they did me a favor doing that!

 

AMEX / Costco gave me a $10k starting limit......

 

I wonder what Discover is afraid of?

 

Ray

Current Goals:

830 FICO / ** GARDEN ** / Pay off one remaing card.

** Every Card Has a Job and Every Card Does Its Job **
Frequent Contributor
tonsers
Posts: 431
Registered: ‎02-07-2008
0

Re: What's your Discover Credit Line?

I received a $9600 limit in March of 08.  This was much lower than my other limits from BofA - I had two cards from them with $20,000 limits.

 

I used my Discover a fair amount at the beginning, up to a few thousand a month, but have NEVER received a CLI.

 

The card doesn't get much use any more at all.  I frequently make large purchases for work and them am reimbursed for them (sometimes $5-10K per month).  I always use my BofA cards for these because I don't want to tank my utilization on the Discover.

New Contributor
josh68684
Posts: 70
Registered: ‎10-26-2010
0

Re: What's your Discover Credit Line?

Discover was also my first credit card. I applied for it and got accepted back in August of 2009. Keep in mind that Im a current full time student and part time worker in a community bank. My limit was originally $500. About 3 weeks ago It got raised to $1750. I aint complaining, not bad for someone still in school.

■■■Experian - ■■■ Equifax - ■■■ TransUnion -■■■Goal: Score of 720 Across All three
Blackhawks Pictures, Images and Photos
Valued Member
Dameon773
Posts: 46
Registered: ‎05-20-2011
0

Re: What's your Discover Credit Line?

Recently applied and was approved after calling to verify info. Approved with a $5,000 CL. My highest and also my first "prime" card. High APR 20.99%. My second highest limit is Capital 1 $1,500 10.9% APR -692 Equifax FICO. 39% UTL. They pulled Experian.  I was shocked at the limit! :smileysurprised: I plan on using it and PIF every month. Im very grateful for the second chance I've been given with a prime lender. Thanks to these forums, Ive made great progress!

Established Contributor
TheCreditKid
Posts: 626
Registered: ‎08-14-2010
0

Re: What's your Discover Credit Line?

Got my Student More $1000 :smileyindifferent:

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Valued Contributor
RockinRay
Posts: 1,945
Registered: ‎08-13-2007
0

Re: What's your Discover Credit Line?

 

$1500 starting limit - and they acted like they did me a favor doing that!

 

AMEX / Costco gave me a $10k starting limit......

 

I wonder what Discover is afraid of?

 

Ray

 

Ray

** Every Card has a Job, and Every Card does its Job **


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+