What's your Orchard Card limit?

[shorrttyycm1]

So, I have been reading on this thread how Orchard bank only gives LOW credit limits and REALLY LOW increases, if any, over years.  I have an Orchard bank card going on almost a year.  It started at $320 with $29 AF 8 months ago, I called, Increase of...wait for it....$100!!!  Just for fun, and because I am cureous, does anyone get a high limit with this company?  What's your limit....

Card:  Orchard Bank Gold

AF:  $29

Yrs: 0.8

Starting CL: 320

Current CL:  420

[tcbofade]

Mine started at $300, now a $600 card.

My wife started at $500, now a $900 card.

(I've had mine for four years, hers for three...)

[quest208]

i started with $500 feb 2010.

sometime in 2011 it automatically went up to 700.  i think it was after i carried a balance for months and then paid off in full.

i still have an annual fee, i want to call them everyday until someone waives it.

[shorrttyycm1]

Thanks for the reply!  Wow, that's great...you are both at almost double the original limit.  If you don't mind me asking, what are your scores?

[shorrttyycm1]

Wow, they gave you an annual fee with your scores...I am doomed to AF hell

[JustMe77]

Opened in August 2010 with a $500 CL.

Requsted a CLI sometime a few months ago, and was denied. Requested a CLI this month (December 2011), and they gave me a $100 increase. So my current limit is $600. I have the Orchard Bank 'Gold' Visa, with a $79 AF and a 15-something % APR.

[quest208]

79??????????

OUCH!  i cant see paying that high for something thats not amex or palladium......or at least giving me back a CL of $10k and over

79 is pretty darn high to only get back $600!!!

[dalebb]

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@quest208 wrote:

79??????????

OUCH!  i cant see paying that high for something thats not amex or palladium......or at least giving me back a CL of $10k and over

79 is pretty darn high to only get back $600!!!

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but wait,, if u act now we will give u an extra 100 bucks,, u just pay $40 for process and handling

[ColdWater3000]

I forgot what I started with but they increased my card to 900 after about a year of having the card.  Then I called and asked for a increase and they increased it to 1300 but I havent used the card in about four months.  I think I'm going pay it off within the next three months and close it.

[JustMe77]

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@quest208 wrote:

79??????????

OUCH!  i cant see paying that high for something thats not amex or palladium......or at least giving me back a CL of $10k and over

79 is pretty darn high to only get back $600!!!

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It's ridiculous, but it's a subprime card and c'est la vie. It served its purpose, but I'm closing mine later this year.