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$0. I decided it was time to close it, so it's closed. Until my reports update though, it's $300.
@quest208 wrote:79??????????
OUCH! i cant see paying that high for something thats not amex or palladium......or at least giving me back a CL of $10k and over
79 is pretty darn high to only get back $600!!!
i need to eat my own words. that's how much im paying to get back 700. i didnt realize how high it was.
i have to think about this again........paying 10% of my credit limit yearly!!! plus any interest on balances. this is robbery LMAO
I've had my Orchard Bank "gold" card for nearly five years. It started with a $300 limit and it is currently at $900. 14.9% APR. $79 AF. The card is getting cancelled next month before the AF comes up again. It served it's purpose and now it's time to move on.
@Anonymous wrote:$0. I decided it was time to close it, so it's closed. Until my reports update though, it's $300.
+1 Closed it last week (and the week before).
I am the exception to the rule with Orchard. Back in November of 2005, my scores were in the low 500's. Orchard Silver took a chance with me and gave me a $200 line. The limit increased with time for some dumb reason. $400 then to $800, then to $1200 to ehat it is now My Orchard Silver limit is $3600 now. I still pay that $39 every year as a reminder to never let my scores go down the crapper again. My scores now are 778 TU and 815 EQ.
$3600....I think that's the highest limit I have heard of with Orchard
+1....it has served it's purpose and I will close at the 1 year mark...VERY soon!
@Client9 wrote:I am the exception to the rule with Orchard. Back in November of 2005, my scores were in the low 500's. Orchard Silver took a chance with me and gave me a $200 line. The limit increased with time for some dumb reason. $400 then to $800, then to $1200 to ehat it is now My Orchard Silver limit is $3600 now. I still pay that $39 every year as a reminder to never let my scores go down the crapper again. My scores now are 778 TU and 815 EQ.
Wow!
this is not really orchard but i have a household bank card starting cl was 200 now its 1500 and no af they are basically the same card but diffrent names lol the websites look exactly the same
Based off the reports from this site Orchard cards:
Silver-$3600
Gold- $900
Platinum- $300
Looks like Orchard has the metallic value system on it's head
Opened in May 2011 at $320 with a $29 annual fee I believe. Still sitting at $320. I'm going to chuck it once the year is up.