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What's your Orchard Card limit?

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Anonymous
Not applicable

Re: What's your Orchard Card limit?

$0. I decided it was time to close it, so it's closed. Until my reports update though, it's $300.

Message 11 of 40
quest208
Frequent Contributor

Re: What's your Orchard Card limit?


@quest208 wrote:

79??????????

 

OUCH!  i cant see paying that high for something thats not amex or palladium......or at least giving me back a CL of $10k and over

 

79 is pretty darn high to only get back $600!!!


i need to eat my own words.  that's how much im paying to get back 700.  i didnt realize how high it was.

 

i have to think about this again........paying 10% of my credit limit yearly!!!  plus any interest on balances.  this is robbery LMAO


TU08 762
NFCU Visa Signature $20,000, Citi Prestige $15,500, USAA Mastercard $11,000, American Express Platinum, Barclays American Express $4700, Best Buy Mastercard $400, Orchard/Capital One $700
Message 12 of 40
lithium78
Established Contributor

Re: What's your Orchard Card limit?

I've had my Orchard Bank "gold" card for nearly five years.  It started with a $300 limit and it is currently at $900.  14.9% APR.  $79 AF.  The card is getting cancelled next month before the AF comes up again.  It served it's purpose and now it's time to move on.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Message 13 of 40
SoulMaster
Established Contributor

Re: What's your Orchard Card limit?


@Anonymous wrote:

$0. I decided it was time to close it, so it's closed. Until my reports update though, it's $300.


+1  Closed it last week (and the week before).  

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of Late January 2016 All 700+. Last CR pull from a lender(housing) was mid-score 749.
Goal Score: 700+ - reached.
Message 14 of 40
Client9
Regular Contributor

Re: What's your Orchard Card limit?

I am the exception to the rule with Orchard.  Back in November of 2005, my scores were in the low 500's.  Orchard Silver took a chance with me and gave me a $200 line.  The limit increased with time for some dumb reason.  $400 then to $800, then to $1200 to ehat it is now  My Orchard Silver limit is $3600 now.  I still pay that $39 every year as a reminder to never let my scores go down the crapper again.  My scores now are 778 TU and 815 EQ.

Message 15 of 40
shorrttyycm1
Frequent Contributor

Re: What's your Orchard Card limit?

Smiley Surprised      $3600....I think that's the highest limit I have heard of with Orchard Smiley Wink

 

+1....it has served it's purpose and I will close at the 1 year mark...VERY soon!


Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Message 16 of 40
learnin113
Established Contributor

Re: What's your Orchard Card limit?


@Client9 wrote:

I am the exception to the rule with Orchard.  Back in November of 2005, my scores were in the low 500's.  Orchard Silver took a chance with me and gave me a $200 line.  The limit increased with time for some dumb reason.  $400 then to $800, then to $1200 to ehat it is now  My Orchard Silver limit is $3600 now.  I still pay that $39 every year as a reminder to never let my scores go down the crapper again.  My scores now are 778 TU and 815 EQ.


Wow!

Message 17 of 40
cableguy123
Regular Contributor

Re: What's your Orchard Card limit?

this is not really orchard but i have a household bank card starting cl was 200 now its 1500 and no af  they are basically the same card but diffrent names lol the websites look exactly the same

Message 18 of 40
teenastie
Established Contributor

Re: What's your Orchard Card limit?

Based off the reports from this site Orchard cards:

 

Silver-$3600

Gold- $900

Platinum- $300

 

Looks like Orchard has the metallic value system on it's head Smiley Indifferent



Message 19 of 40
Sweets8E
Frequent Contributor

Re: What's your Orchard Card limit?

Opened in May 2011 at $320 with a $29 annual fee I believe. Still sitting at $320. I'm going to chuck it once the year is up.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


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Message 20 of 40
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