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What's your emergency card?

New Contributor

What's your emergency card?

title says it.  What card do you keep for emergencies?


Starting Score: 507 TU | 549 EX | 525 EQ // 05/11
Current Score: 773TU | 740 EX | 751 EQ // 06/13
Goal Score: 775 TU | 795 EX | 745 EQ


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Message 1 of 52
51 REPLIES
Valued Contributor

Re: What's your emergency card?

PSECU -- good for purchases (9.9), BTs (2.9), and cash advances (9.9).

 

Also generous CLs.

 

Message 2 of 52
Valued Contributor

Re: What's your emergency card?

any card with the most available credit...LOL.

As of 2017, rebuilding...
Message 3 of 52
Senior Contributor

Re: What's your emergency card?


maiden_girl wrote:

any card with the most available credit...LOL.


Minor emergency Barclay Reward MC, major emergency Discover IT.  Fortunately, there haven't been any I haven't been able to handle with cash/debit.

Message 4 of 52
Valued Contributor

Re: What's your emergency card?

I've just had a couple of car problems and my Chase Freedom has taken care of it Smiley Wink

As of 2017, rebuilding...
Message 5 of 52
Regular Contributor

Re: What's your emergency card?

Capital One - The only way i'd be using those ridiculous rate cards would be in a dire emergency. Life or death situation and ALL of my other cards better be maxed the heck out before I ever dust those 2 cards off. hate crap 1

Message 6 of 52
Established Contributor

Re: What's your emergency card?

I've never really thought of it.

I guess it'd depend on the emergency. But ideally the 1 with 0% APR or low APR & the credit limit to cover the cost.
EQ 773 * EX 786 * TU 797
Message 7 of 52
Moderator Emerita

Re: What's your emergency card?

Message 8 of 52
Established Contributor

Re: What's your emergency card?

Nothing fancy for me, just my BOA platinum card that has 0% interested until 7/2014.

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 9 of 52
Established Contributor

Re: What's your emergency card?


maiden_girl wrote:

any card with the most available credit...LOL.


 

^This.

 

I don't actually have a card with a big enough CL to rely on it.

 

I have to use multiple cards when there's an emergencie, Which kills everything for me.

ManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.com*****$20,000***********$6,500************$4,100************$3,500***********$2,500************$1,000****
EQ - 688 (10/9/13) | TU - 705 (02/18/14) | EX - 701 (10/9/13) | CS Fako - 717 (10/4/13) | CK Fako - 697 (11/05/13)
Message 10 of 52