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10-20-2013 10:29 PM
My BofA Privileges card. The only emergency I can think of is Chase's computers are down so my charges won't go through.
10-21-2013 06:07 AM
10-21-2013 06:14 AM
Any of my NFCU cards.
10-21-2013 06:53 AM
Depends on how big of an emergency.
I only carry 3 cards with me... so if its an immediate emergency, I'd use my BCe. (Yeah I know, immediate emergency sounds silly). but it its an 'emergency" such as my fridge dying, or my car having major issues... those would go on the HHonors card (citi). I don't use it, and its got a nice limit. Most importantly, I would hope my emergency fund would cover it so that the interest wouldn't be an issue.
10-21-2013 07:08 AM
DCU 9.5% APR, no BT or cash advance fees.
Hmm. I really need to look into a DCU cc then. Right now, my emergency card would be whatever card I have 0% on - BCP, DiscoIT, Freedom. But if I didn't have a 0% card, then it would be my Slate which has the lowest apr at 11.99%. I was planning on closing the Slate once I pay off my BT but this gives me something to think about as a reason to keep. Unless I get a card from DCU of course.