10-20-2013 10:20 PM
Or how about "my parents' cards"?
I'm a little too old for that and one of my parents is gone. The other one is using my card. lol
10-20-2013 10:29 PM
My BofA Privileges card. The only emergency I can think of is Chase's computers are down so my charges won't go through.
10-21-2013 06:07 AM
10-21-2013 06:14 AM
Any of my NFCU cards.
10-21-2013 06:53 AM
Depends on how big of an emergency.
I only carry 3 cards with me... so if its an immediate emergency, I'd use my BCe. (Yeah I know, immediate emergency sounds silly). but it its an 'emergency" such as my fridge dying, or my car having major issues... those would go on the HHonors card (citi). I don't use it, and its got a nice limit. Most importantly, I would hope my emergency fund would cover it so that the interest wouldn't be an issue.
10-21-2013 07:08 AM
DCU 9.5% APR, no BT or cash advance fees.
Hmm. I really need to look into a DCU cc then. Right now, my emergency card would be whatever card I have 0% on - BCP, DiscoIT, Freedom. But if I didn't have a 0% card, then it would be my Slate which has the lowest apr at 11.99%. I was planning on closing the Slate once I pay off my BT but this gives me something to think about as a reason to keep. Unless I get a card from DCU of course.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.