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Frequent Contributor
js0319
Posts: 315
Registered: ‎02-27-2012

Re: What's your goal cc limits?

[ Edited ]

I'd like to get my CC limits to where my monthly spending only reaches about 10% of utilization - so that would be somewhere in the range of $45k-50k, since my monthly spending is between $4k-5k.


Starting Score: EQ FICO 544 (2/21/12)
Current Score: EQ FICO 670 (7/10/2013) TU FICO 693 (4/28/2014) USAA FAKO's: EQ 643 EX 685 TU 690 (7/5/2014)
Goal Score: EQ 700

Wallet: Capital One Quicksilver One MasterCard: $500 I Texell FCU Platinum Bonus Visa: $5000 I American Express PRG: NPSL I NFCU Cash Rewards Visa Signature: $5000 I NFCU nRewards Visa: $8000

Frequent Contributor
Adalen
Posts: 353
Registered: ‎05-01-2007

Re: What's your goal cc limits?

I just broke $10K yesterday, so I'm good for now.  I would like to all of my cards to be around $5K (and my cashRewards to jump above $10K) but I'm not jumping through any hoops to make it happen.

2011: EQ 580~
2012: EQ 620~
2013: EQ 641, TU98 645, TU04 635, TU08 635, EX 648 (lender)
Closed on first home 4/25/13.
Frequent Contributor
DrJim
Posts: 363
Registered: ‎10-26-2009

Re: What's your goal cc limits?

My goal was 3 prime cards with good limits.  You can see where I am in my siggy.  From this point on I'm just going for auto-CLI's.  No need for more.



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 795 Dec 2013
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K,
Regular Contributor
jla84
Posts: 249
Registered: ‎07-21-2011

Re: What's your goal cc limits?

I'm working on getting all my major bank revolving cards (3 currently, 4 when I add BCE in a few months) up to at least 10K. That should give me some leeway to let balances report without affecting my scores too much (I usually spend around 3K-4K a month). 


Starting Score (07/2011): EQ 706 TU 709
Current Score (6/2013): EQ 740 TU 732 EX 740
Goal Score: 750+ on all 3


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