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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: What's your highest CL and who is the CCC?

USAA MC $27K. It was USAAAmEx $30K and $7K on the MC, but I did some rearranging to make the MC more useful, and to have the second card at 5 digits.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
mt2va
Posts: 532
Registered: ‎03-20-2009
0

Re: What's your highest CL and who is the CCC?

Mine is $1,800 Sears (Citibank).  Even before I had credit issues my highest CL was $1,800 with USAA MC.
Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
Current (7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)



Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: What's your highest CL and who is the CCC?


haulingthescoreup wrote:
USAA MC $27K. It was USAAAmEx $30K and $7K on the MC, but I did some rearranging to make the MC more useful, and to have the second card at 5 digits.

 

I think having the second highest CL in the five digits is a very important concept. I am trying to arrange that now. (Very passively.)
Senior Contributor
MattH
Posts: 3,245
Registered: ‎04-03-2008
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Re: What's your highest CL and who is the CCC?


creditwherecreditisdue wrote:

haulingthescoreup wrote:
USAA MC $27K. It was USAAAmEx $30K and $7K on the MC, but I did some rearranging to make the MC more useful, and to have the second card at 5 digits.

 

I think having the second highest CL in the five digits is a very important concept. I am trying to arrange that now. (Very passively.)


My highest is Chase $25K, with 5.24% APR.

Second highest is Citi $23,400.00, and they recently raised my APR to 19.99% :smileymad:

 

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: What's your highest CL and who is the CCC?


MattH wrote:
My highest is Chase $25K, with 5.24% APR.

Second highest is Citi $23,400.00, and they recently raised my APR to 19.99% :smileymad:


BOOOOOOOOOO!!!!!!

 

(I hope you weren't passive about that! Question everything!)

Senior Contributor
MattH
Posts: 3,245
Registered: ‎04-03-2008
0

Re: What's your highest CL and who is the CCC?


creditwherecreditisdue wrote:

MattH wrote:
My highest is Chase $25K, with 5.24% APR.

Second highest is Citi $23,400.00, and they recently raised my APR to 19.99% :smileymad:


BOOOOOOOOOO!!!!!!

 

(I hope you weren't passive about that! Question everything!)


 


Since I don't expect ever to pay it (my wife and I got scared about the real estate market in 2006 so we have saved up over a year's living expenses in cash since then), I'm not gonna bother fighting rate hikes. But if anybody lowers my limit then I will take my business elsewhere. Even in this market my wife and I regularly get offers (about half as many offers per month as a year ago, but we're still getting them).
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: What's your highest CL and who is the CCC?

Top feeding continues - but the top is way up there these days.

 

I would question every AA action, perhaps more that once. At best you'll get something, and at worst you'll get a "NO".

PBJ
New Member
PBJ
Posts: 10
Registered: ‎08-19-2009
0

Re: What's your highest CL and who is the CCC?

Chase : $47,000

 

Bank of America Platinum card:  $55,000

 

Platinum AMEX:  No limit although when I charge more than $15,000 per month they typically make sure it's me making the charges

 

 

TU: 807     EQ: 801 EX: Not sure can't buy it

Established Member
KeystoneKutie87
Posts: 45
Registered: ‎09-01-2008
0

Re: What's your highest CL and who is the CCC?

Some of these credit lines are straight out outrageous!!

 

1st Financial Bank - 4.5K, I've had it for three years.

 

How long have you guys had these cards??


Starting Score: 584
Current Score: 623
Goal Score: 650


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Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: What's your highest CL and who is the CCC?

Be happy! You are doing fine.

 

Remember it takes a substantial income to justify those CL's. Also, when something needs to be cut down those excess CL's are going to be one of the first places reviewed.


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