cancel
Showing results for 
Search instead for 
Did you mean: 

What's your highest CL and who is the CCC?

Moderator Emerita

Re: What's your highest CL and who is the CCC?

USAA MC $27K. It was USAAAmEx $30K and $7K on the MC, but I did some rearranging to make the MC more useful, and to have the second card at 5 digits.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 51 of 67
Established Contributor

Re: What's your highest CL and who is the CCC?

Mine is $1,800 Sears (Citibank).  Even before I had credit issues my highest CL was $1,800 with USAA MC.
Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
(7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)

Current (2016): EQ 605 (FICO)/TU 657 (FICO)/EX 646 (FICO)




Message 52 of 67
Senior Contributor

Re: What's your highest CL and who is the CCC?


haulingthescoreup wrote:
USAA MC $27K. It was USAAAmEx $30K and $7K on the MC, but I did some rearranging to make the MC more useful, and to have the second card at 5 digits.

 

I think having the second highest CL in the five digits is a very important concept. I am trying to arrange that now. (Very passively.)
Message 53 of 67
Senior Contributor

Re: What's your highest CL and who is the CCC?


creditwherecreditisdue wrote:

haulingthescoreup wrote:
USAA MC $27K. It was USAAAmEx $30K and $7K on the MC, but I did some rearranging to make the MC more useful, and to have the second card at 5 digits.

 

I think having the second highest CL in the five digits is a very important concept. I am trying to arrange that now. (Very passively.)


My highest is Chase $25K, with 5.24% APR.

Second highest is Citi $23,400.00, and they recently raised my APR to 19.99% Smiley Mad

 

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Message 54 of 67
Senior Contributor

Re: What's your highest CL and who is the CCC?


MattH wrote:
My highest is Chase $25K, with 5.24% APR.

Second highest is Citi $23,400.00, and they recently raised my APR to 19.99% Smiley Mad


BOOOOOOOOOO!!!!!!

 

(I hope you weren't passive about that! Question everything!)

Message 55 of 67
Senior Contributor

Re: What's your highest CL and who is the CCC?


creditwherecreditisdue wrote:

MattH wrote:
My highest is Chase $25K, with 5.24% APR.

Second highest is Citi $23,400.00, and they recently raised my APR to 19.99% Smiley Mad


BOOOOOOOOOO!!!!!!

 

(I hope you weren't passive about that! Question everything!)


 


Since I don't expect ever to pay it (my wife and I got scared about the real estate market in 2006 so we have saved up over a year's living expenses in cash since then), I'm not gonna bother fighting rate hikes. But if anybody lowers my limit then I will take my business elsewhere. Even in this market my wife and I regularly get offers (about half as many offers per month as a year ago, but we're still getting them).
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Message 56 of 67
Senior Contributor

Re: What's your highest CL and who is the CCC?

Top feeding continues - but the top is way up there these days.

 

I would question every AA action, perhaps more that once. At best you'll get something, and at worst you'll get a "NO".

Message 57 of 67
PBJ
New Member

Re: What's your highest CL and who is the CCC?

Chase : $47,000

 

Bank of America Platinum card:  $55,000

 

Platinum AMEX:  No limit although when I charge more than $15,000 per month they typically make sure it's me making the charges

 

 

TU: 807     EQ: 801 EX: Not sure can't buy it

Message 58 of 67
Established Member

Re: What's your highest CL and who is the CCC?

Some of these credit lines are straight out outrageous!!

 

1st Financial Bank - 4.5K, I've had it for three years.

 

How long have you guys had these cards??


Starting Score: 584
Current Score: 623
Goal Score: 650


Take the FICO Fitness Challenge
Message 59 of 67
Senior Contributor

Re: What's your highest CL and who is the CCC?

Be happy! You are doing fine.

 

Remember it takes a substantial income to justify those CL's. Also, when something needs to be cut down those excess CL's are going to be one of the first places reviewed.

Message 60 of 67