Reply
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: What's your highest Credit Card limit?


mxp114 wrote:

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.



I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover

Frequent Contributor
Posts: 252
Registered: ‎06-08-2009
0

Re: What's your highest Credit Card limit?

35K w/Chase.

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Established Contributor
Posts: 614
Registered: ‎08-24-2011
0

Re: What's your highest Credit Card limit?

$4,000 with Citi. 

 

4 months later and I still can't believe it. :smileyhappy:

Photobucket
Valued Contributor
Posts: 1,399
Registered: ‎09-01-2011
0

Re: What's your highest Credit Card limit?


john398 wrote:
I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover

 Never seen those ads, I want to check them out.

 


anderl wrote:

35K w/Chase.


Did you have to submit documentation or additional steps to get to $35k?

Epic Contributor
Posts: 23,280
Registered: ‎10-23-2007
0

Re: What's your highest Credit Card limit?

Back in 2000 American Express listed on all Revolving Credit Cards $100k max... I would be surprised if they are not higher now... but as stated $25k seems to be the max for many people unless done by Amex... My father was at $25k on Platinum Optima and was declined CLI to $35k, but was able turn around and apply and instantly be approved for $10k or $15k (for get exact amount) on another Revolver... Over the years since 2000 he eventually had 6 total revolving cards with Amex totally $68k and 1 personal charge and 1 business charge (10k max ever charged on personal and $17k on business) of course then the credit crunch... lines drastically CLD.

 

Bank of America is $250k

Discover used to be $50k, I think they are $100k now as someone posted but they also seem to be saying these days that they won't go over $15k without something, not sure what.

 

Nordstrom is $50k but if you want to go above $15k you will most likely need to provide stuff.

 

Citi is $250k i think

 

Capital one is $25 or $30k I believe

 

Neiman Marcus when they use to underwrite themselves they had no limit for "Some Customers" I mean they do sell a Private Plane and people have purchased them on Neiman Marcus card before... now it's with HSBC not sure if they can go million but I would assume Neiman Marcus would not want to loose those customers by selling the credit devision to HSBC.

 

I have heard as high as $28k on Macy's Store but not sure what max limit is, hard to spend 10k in Macy's unless buying furniture or vacation packages I think!

Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: What's your highest Credit Card limit?


mxp114 wrote:

john398 wrote:
I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover

 Never seen those ads, I want to check them out.

 


anderl wrote:

35K w/Chase.


Did you have to submit documentation or additional steps to get to $35k?


yu can google for the comercial

Frequent Contributor
Posts: 252
Registered: ‎06-08-2009
0

Re: What's your highest Credit Card limit?

Started w/10K, maxed it out 3 times in 5mnths and paid it in full; inquired one day about a higher limit and was told it would be a hard pull. I declined. Logged on to my accounts a week later and my CL was 35K.

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Frequent Contributor
Posts: 398
Registered: ‎08-02-2011
0

Re: What's your highest Credit Card limit?

$21,800 AmEx BCP.

 

Incidentally I plan on buying a used Jeep in the next few days here with my tax refund. I wonder if I'll be able to use my AmEx. If not the other card that'll work is my $14k USAA World MC but USAA's cash rewards structure is craptastic so I'd prefer the AmEx.


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

Take the FICO Fitness Challenge
Senior Contributor
Posts: 4,329
Registered: ‎02-23-2011
0

Re: What's your highest Credit Card limit?

18,600 - AmEx BCE.

 

 

Frequent Contributor
Posts: 449
Registered: ‎02-21-2009
0

Re: What's your highest Credit Card limit?


mxp114 wrote:

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.


I believe Discover card caps at the 14-16K range per account.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.