Credit Card Center Advertiser Disclosure

Frequent Contributor
Posts: 449
Registered: ‎02-21-2009

Re: What's your highest Credit Card limit?

U.S. Bank Platinum Visa 25K limit.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010

Re: What's your highest Credit Card limit?

Mine's more modest than that of many who've posted here, but I'll share...


$6,400 on Cap1 Platinum Visa

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
Posts: 1,555
Registered: ‎09-01-2011

Re: What's your highest Credit Card limit?

bakalao2k wrote:

mxp114 wrote:

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.

I believe Discover card caps at the 14-16K range per account.

I know someone with a $50k Discover, verified because I have heard the automated system say it lol

Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007

Re: What's your highest Credit Card limit?

FIA CC with a 40K CL.

Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account
Regular Contributor
Posts: 159
Registered: ‎09-02-2010

Re: What's your highest Credit Card limit?

My highest is my PSECU Visa at $15k. Next highest ones are Home Depot at $5k, Lowes $2500 and Cap1 at $2250. Not bad considering a year ago my high limit was $750

4/6/09 EQ 555 TU 498 EX 553
9/3/10 EQ 590 TU 566 (Just now starting the rebuild)
9/11/10 EQ 610 TU 627
10/21/10 EQ 625 TU 660
12/08/11 EQ 681 TU 648 EX 667
2/13/12 EQ 677 TU 658 EX 675

From 9/2010 to 2/2012 I have gotten $44k in available credit, and closed on my first home 12/23/2011. All was made possible by the people here. Stay with it, it is possible!
Established Member
Posts: 20
Registered: ‎01-18-2012

Re: What's your highest Credit Card limit?

American Express $20K

New Contributor
Posts: 83
Registered: ‎07-12-2009

Re: What's your highest Credit Card limit?

PSECU - $20K

Chase Southwest Visa Signature Card - $16.5K

April 2012 Scores - EX: 750 PSECU
Established Contributor
Posts: 607
Registered: ‎09-08-2011

Re: What's your highest Credit Card limit?

20K with Amex.

Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760

Take the FICO Fitness Challenge

Current Score: 800
Goal Score: 850

Take the FICO Fitness Challenge
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011

Re: What's your highest Credit Card limit?

1,200 CL Firestone Smiley Sad

EQ FICO 548 3/3/16
Regular Contributor
Posts: 227
Registered: ‎02-03-2011

Re: What's your highest Credit Card limit?

6700 With Citibank Dividend  Smiley Sad

My TL : Venture 33k / BCE AMEX 33k / BoA123 Sig 24k / Discover 28.5k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Citi World WEMC13.5k / CU Visa 11k/ Nordstrom Visa 15K / Freedom 10k / Citi AA 11.1k / Macy's Store 5.3K / Best buy 2.4K / BBRZ Gold 1.4K / Express 1.4K/

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.