What's your highest Credit Card limit?

[kalani91]

NFCU at 7.5k.. .. They gave me that with a 25k income and 90% UTI. Very weird, but i'm extremely happy about it.

[juggalo9er]

12k ,.......not sure why credit unions gave me such large limits

[s_haliz]

$48,400  BoA Elite Rewards Platinum Visa

[s_haliz]

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@mxp114 wrote:

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.

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Not true. I am approved for two of the Chase cards just within a month span (June 2014 and July 2014). $26K and $32K......No documentation to verify income was requested. By the way I am impressed with your limits on variety of cards. Great accomplishment on your part. 

[09Lexie]

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@s_haliz wrote:

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@mxp114 wrote:

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.

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Not true. I am approved for two of the Chase cards just within a month span (June 2014 and July 2014). $26K and $32K......No documentation to verify income was requested. 

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I believe mxp used the term 'most lenders' and as your situation may not have required income docs; the possibility may still exist for others. 

[s_haliz]

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@09Lexie wrote:

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@s_haliz wrote:

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@mxp114 wrote:

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.

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Not true. I am approved for two of the Chase cards just within a month span (June 2014 and July 2014). $26K and $32K......No documentation to verify income was requested. 

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I believe mxp used the term 'most lenders' and as your situation may not have required income docs; the possibility may still exist for others. 

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You are absolutely correct, as we had seen many users of this forum who had been requested for income verification by CC companies. My own two cents on that scenarios would be that if they had reached a max level of open available credit comapred to their reported earnings, then it would trigger verification. There could be many more situations which we would probably don't even know.  

[IcEWoLF]

My Amex with 10.7k

[Tony275]

Best Buy Store Card powered by Citi

$9,000 from initial $5,000 limit when my mom cosigned for me when I was 18 and working at Best Buy. Took 4.25 years to get an increase, and I had to call in and talk to credit analyst to receive it!!

Might have one of my Synchrony cards will break the 5 digit mark in August!

[SevenNEW]

24.6K from Amex. Just raised from 20K.

[rudy0720]

$30,000 on my PenFed Platinum Rewards Visa