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@Anonymous wrote:
Has anyone just stopped asking for SP increases or declined them?
Amex BCE at $26K is my highest. And yes, I've stopped asking for SP increases on this account. My last increase was September 2014. There are 2 main reasons for this:
1. $26K is way more than I need.
2. I like even amounts for CLs if possible (I'm crazy like that.....lol). I don't want to end up with some counter offer odd ball limit.
And as shocking as it may sound, I likely won't go for any SP increases on my $20K venture. Again, way more than I need.
On a recent app spree...
Starting limits
Chase Sapphire Preferred - $24k
Capital One Venture - $20k
Chase Amazon Rewards - $8.5k
Amex SPG - $3k (whomp whomp), got 3x CLI to $9k on activation
Citi Premier - $8.8k (odd number)
I had been tending to my scores for a long time with almost no inquiries and a very high income which is probably what netted me such high limits. I put $6-$8k spend/month on these cards... dem sign up bonuses though..
My current highest limit is Fidelity AmEx, which has a whopping $23k limit. Considering I also have BofA Better Balance Rewards at $7.5k, I think it is safe to say I am in the good graces of BofA/FIA.
On Saturday I got a $15K AMEX everyday card. New account, though I had a 24 year-old senior gold backdated.
Chase Saphire Preferred at $33,500. Amex has no "pre-set spending limit" but one day they set mine at $34K. Just received Chase British Airways with $33K as the limit. Amex was first to set a $30K+ limit. After that every approval has been around that amount.
USAA WMC $21k.
My highest limit is on my American Express Clear card- $25,000.00
My Freedom card just went from 15,000 to 24,405, after I closed my CSP(10500), and requested to move the available credit to my Freedom from the CSP. For some reason the CSR only moved 9, 405.00. I knew that $95.00 had to remain on the CSP until the annual fee was credited after my cancelation but not sure why she did not move over the other $1000.00. Anyway Im happy with the increase and now I only have one card with a $95.00 annual fee.
Last month I received the Cap1 Venture with 15K limit. Was def pleased since it was my second credit card.
$32,000 on my Surpass
TU: 818 EX: 809 EQ: 801