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What's your highest Credit Card limit?

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john398
Senior Contributor

Re: What's your highest Credit Card limit?


@mxp114 wrote:

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.



I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover

Message 11 of 245
anderl
Frequent Contributor

Re: What's your highest Credit Card limit?

35K w/Chase.

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Message 12 of 245
FloridaState12
Established Contributor

Re: What's your highest Credit Card limit?

$4,000 with Citi. 

 

4 months later and I still can't believe it. Smiley Happy

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Message 13 of 245
mxp114
Valued Contributor

Re: What's your highest Credit Card limit?


@john398 wrote:
I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover

 Never seen those ads, I want to check them out.

 


@anderl wrote:

35K w/Chase.


Did you have to submit documentation or additional steps to get to $35k?

Message 14 of 245
Creditaddict
Legendary Contributor

Re: What's your highest Credit Card limit?

Back in 2000 American Express listed on all Revolving Credit Cards $100k max... I would be surprised if they are not higher now... but as stated $25k seems to be the max for many people unless done by Amex... My father was at $25k on Platinum Optima and was declined CLI to $35k, but was able turn around and apply and instantly be approved for $10k or $15k (for get exact amount) on another Revolver... Over the years since 2000 he eventually had 6 total revolving cards with Amex totally $68k and 1 personal charge and 1 business charge (10k max ever charged on personal and $17k on business) of course then the credit crunch... lines drastically CLD.

 

Bank of America is $250k

Discover used to be $50k, I think they are $100k now as someone posted but they also seem to be saying these days that they won't go over $15k without something, not sure what.

 

Nordstrom is $50k but if you want to go above $15k you will most likely need to provide stuff.

 

Citi is $250k i think

 

Capital one is $25 or $30k I believe

 

Neiman Marcus when they use to underwrite themselves they had no limit for "Some Customers" I mean they do sell a Private Plane and people have purchased them on Neiman Marcus card before... now it's with HSBC not sure if they can go million but I would assume Neiman Marcus would not want to loose those customers by selling the credit devision to HSBC.

 

I have heard as high as $28k on Macy's Store but not sure what max limit is, hard to spend 10k in Macy's unless buying furniture or vacation packages I think!

Message 15 of 245
john398
Senior Contributor

Re: What's your highest Credit Card limit?


@mxp114 wrote:

@john398 wrote:
I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover

 Never seen those ads, I want to check them out.

 


@anderl wrote:

35K w/Chase.


Did you have to submit documentation or additional steps to get to $35k?


yu can google for the comercial

Message 16 of 245
anderl
Frequent Contributor

Re: What's your highest Credit Card limit?

Started w/10K, maxed it out 3 times in 5mnths and paid it in full; inquired one day about a higher limit and was told it would be a hard pull. I declined. Logged on to my accounts a week later and my CL was 35K.

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Message 17 of 245
LTomBerry
Frequent Contributor

Re: What's your highest Credit Card limit?

$21,800 AmEx BCP.

 

Incidentally I plan on buying a used Jeep in the next few days here with my tax refund. I wonder if I'll be able to use my AmEx. If not the other card that'll work is my $14k USAA World MC but USAA's cash rewards structure is craptastic so I'd prefer the AmEx.


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Message 18 of 245
Open123
Super Contributor

Re: What's your highest Credit Card limit?

18,600 - AmEx BCE.

 

 

Message 19 of 245
bakalao2k
Frequent Contributor

Re: What's your highest Credit Card limit?


@mxp114 wrote:

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.


I believe Discover card caps at the 14-16K range per account.

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Message 20 of 245
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