Reply
Established Contributor
Posts: 631
Registered: ‎07-29-2010
0

Re: What's your interest rate on discover it?

14.24 on mine. It was 17.99 but I requested it to be lowered and they did.

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Valued Contributor
Posts: 1,145
Registered: ‎04-13-2013
0

Re: What's your interest rate on discover it?

Just received mine in the mail - 0% until 10/2013, then 18.99 (:smileyfrustrated:) and 0% on BTs for 18m. I mainly got it for the BT but man 18.99! I haven't seen such high rates since my FP days. I asked the csr about lowering it when I called to activate and she said that I'll have to call back after the promo period ends in October. 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Valued Contributor
Posts: 2,280
Registered: ‎07-23-2012
0

Re: What's your interest rate on discover it?


parakleet wrote:

Just received mine in the mail - 0% until 10/2013, then 18.99 (:smileyfrustrated:) and 0% on BTs for 18m. I mainly got it for the BT but man 18.99! I haven't seen such high rates since my FP days. I asked the csr about lowering it when I called to activate and she said that I'll have to call back after the promo period ends in October. 


thats like 6 months? for purchases im guessing? 

 

 

got another citi pre approval today, 13.99 interest rate heres the kicker. 0% for 18 months on bt AND purchases. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: What's your interest rate on discover it?

13.99
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Valued Contributor
Posts: 1,145
Registered: ‎04-13-2013
0

Re: What's your interest rate on discover it?


creditnocash wrote:

parakleet wrote:

Just received mine in the mail - 0% until 10/2013, then 18.99 (:smileyfrustrated:) and 0% on BTs for 18m. I mainly got it for the BT but man 18.99! I haven't seen such high rates since my FP days. I asked the csr about lowering it when I called to activate and she said that I'll have to call back after the promo period ends in October. 


thats like 6 months? for purchases im guessing? 

 

 

got another citi pre approval today, 13.99 interest rate heres the kicker. 0% for 18 months on bt AND purchases. 


Yep. 0% on purchases for 6m and then 18.99. 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

Re: What's your interest rate on discover it?

12.99
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Frequent Contributor
Posts: 408
Registered: ‎11-25-2012
0

Re: What's your interest rate on discover it?

17.99%  I called sometime last year to request a reduction and they just offered me a 0% APR period until 8/13.  I'll be calling back around 8/13 to switch to IT and to request another reduction.

 


The road to 800...
Available credit: $80k+
INQs: 1 TU, 3 EX, 0 EQ
Planned apps: NONE - Gardening indefinitely! - Bronze 5/15/15
On the chopping block for 2015: Gap Silver, Chase Slate
Super Contributor
Posts: 6,176
Registered: ‎05-23-2009
0

Re: What's your interest rate on discover it?

I called them to lower APR from 12.99% to 11.99% yesterday.

 

 

Ron.

Valued Contributor
Posts: 8,401
Registered: ‎10-21-2012
0

Re: What's your interest rate on discover it?

10.99%

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.