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Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: What's your interest rate on discover it?

My Discover It APR is 17.24%. I've never asked for a decrease since I PIF. Plus my Citi card is 6.74%; I doubt they can match that. Anyways my rationale is if I keep my APR high with Discover they will continue giving auto CL increases with the intent to earn more money via interest.

Contributor
MzKoli
Posts: 96
Registered: ‎12-20-2012
0

Re: What's your interest rate on discover it?

I believe my apr is 18.99% but this isnt my "carry a balance"card so it doesnt bother me.
Contributor
SnowBowl
Posts: 135
Registered: ‎01-24-2013
0

Re: What's your interest rate on discover it?

[ Edited ]

22.99%  and they said at 1 year annivesary I can request to lower APR


Starting Score: 680
Current Score: MyFICO 721 Credit Karma 692 Discover IT 698 WM 698 Discover 1K merrick bank 2.9K Juniper 4.6K Apple Visa 3.2K WM $1.4K and couple of other accounts I forget off hand.
Goal Score: 740 and a Visa Siggy 5K+ CL


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Super Contributor
enharu
Posts: 7,002
Registered: ‎02-27-2013
0

Re: What's your interest rate on discover it?

10.99 in 2014 when promotional period ends. So I can call and get it lowered even further? Or it depends on what I do during this promotional period?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: What's your interest rate on discover it?

Mine will be 19.99% after 15 mos 0%! Yayuh!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
kevinjjc
Posts: 1,331
Registered: ‎01-14-2009
0

Re: What's your interest rate on discover it?

Mine is currently 10.99% APR (Variable Rate).

Frequent Contributor
JollehRoger
Posts: 266
Registered: ‎06-05-2011
0

Re: What's your interest rate on discover it?

19.99


Scores: TU - 756 (Discover FICO - 10/01/2014), EQ - 716 (MyFico FICO - 12/1/2013)
Current Cards: NFCU cashRewards Sig - 5k, Amex BCE - 6.8k, Discover It - 5k, Citi Dividend WE- 5k, Chase Freedom - 2.5k
Last App: 6/10/2014. In the garden for a few years.
Regular Contributor
jla84
Posts: 249
Registered: ‎07-21-2011
0

Re: What's your interest rate on discover it?

I called for a APR reduction when I switched to IT. The best they could do was a 6 month 3.9% promo and then back to my regular 15.9%. :/ I took it, but after this promo period I will be calling back! 


Starting Score (07/2011): EQ 706 TU 709
Current Score (6/2013): EQ 740 TU 732 EX 740
Goal Score: 750+ on all 3


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Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: What's your interest rate on discover it?

18.99%.  Need to get a low interest card soon.  All I have are high interest rewards cards.  DCU is calling my name...

Valued Member
tjrssibelle
Posts: 29
Registered: ‎04-04-2013
0

Re: What's your interest rate on discover it?

17.99%

Gardening as of 9/6/13

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