My Discover It APR is 17.24%. I've never asked for a decrease since I PIF. Plus my Citi card is 6.74%; I doubt they can match that. Anyways my rationale is if I keep my APR high with Discover they will continue giving auto CL increases with the intent to earn more money via interest.
22.99% and they said at 1 year annivesary I can request to lower APR
I called for a APR reduction when I switched to IT. The best they could do was a 6 month 3.9% promo and then back to my regular 15.9%. :/ I took it, but after this promo period I will be calling back!
18.99%. Need to get a low interest card soon. All I have are high interest rewards cards. DCU is calling my name...