04-14-2013 10:59 PM
My Discover It APR is 17.24%. I've never asked for a decrease since I PIF. Plus my Citi card is 6.74%; I doubt they can match that. Anyways my rationale is if I keep my APR high with Discover they will continue giving auto CL increases with the intent to earn more money via interest.
04-15-2013 03:58 AM - edited 04-15-2013 03:58 AM
22.99% and they said at 1 year annivesary I can request to lower APR
04-15-2013 05:09 AM
04-15-2013 10:08 PM
04-15-2013 10:47 PM
04-16-2013 07:43 AM
I called for a APR reduction when I switched to IT. The best they could do was a 6 month 3.9% promo and then back to my regular 15.9%. :/ I took it, but after this promo period I will be calling back!
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