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Established Contributor
andre181
Posts: 626
Registered: ‎07-29-2010
0

Re: What's your interest rate on discover it?

14.24 on mine. It was 17.99 but I requested it to be lowered and they did.

Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Valued Contributor
parakleet
Posts: 1,137
Registered: ‎04-13-2013
0

Re: What's your interest rate on discover it?

Just received mine in the mail - 0% until 10/2013, then 18.99 (:smileyfrustrated:) and 0% on BTs for 18m. I mainly got it for the BT but man 18.99! I haven't seen such high rates since my FP days. I asked the csr about lowering it when I called to activate and she said that I'll have to call back after the promo period ends in October. 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Valued Contributor
creditnocash
Posts: 2,237
Registered: ‎07-23-2012
0

Re: What's your interest rate on discover it?


parakleet wrote:

Just received mine in the mail - 0% until 10/2013, then 18.99 (:smileyfrustrated:) and 0% on BTs for 18m. I mainly got it for the BT but man 18.99! I haven't seen such high rates since my FP days. I asked the csr about lowering it when I called to activate and she said that I'll have to call back after the promo period ends in October. 


thats like 6 months? for purchases im guessing? 

 

 

got another citi pre approval today, 13.99 interest rate heres the kicker. 0% for 18 months on bt AND purchases. 

Current: Discover Fico 689 8/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/05/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
0

Re: What's your interest rate on discover it?

13.99
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Valued Contributor
parakleet
Posts: 1,137
Registered: ‎04-13-2013
0

Re: What's your interest rate on discover it?


creditnocash wrote:

parakleet wrote:

Just received mine in the mail - 0% until 10/2013, then 18.99 (:smileyfrustrated:) and 0% on BTs for 18m. I mainly got it for the BT but man 18.99! I haven't seen such high rates since my FP days. I asked the csr about lowering it when I called to activate and she said that I'll have to call back after the promo period ends in October. 


thats like 6 months? for purchases im guessing? 

 

 

got another citi pre approval today, 13.99 interest rate heres the kicker. 0% for 18 months on bt AND purchases. 


Yep. 0% on purchases for 6m and then 18.99. 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Established Contributor
colindidit
Posts: 665
Registered: ‎11-13-2012
0

Re: What's your interest rate on discover it?

12.99
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Contributor
leoment
Posts: 227
Registered: ‎11-25-2012
0

Re: What's your interest rate on discover it?

17.99%  I called sometime last year to request a reduction and they just offered me a 0% APR period until 8/13.  I'll be calling back around 8/13 to switch to IT and to request another reduction.

 


Building the perfect card portfolio, one app at a time.
Available credit: $60+k
Discover TU 1/14: 776
Quizzle EQ: 1/28/14: 789
Planned apps: NONE! Gardening indefinitely! - Gold Spade 1/26/14
Senior Contributor
Ron1
Posts: 4,883
Registered: ‎05-23-2009
0

Re: What's your interest rate on discover it?

I called them to lower APR from 12.99% to 11.99% yesterday.

 

 

Ron.

Valued Contributor
FinStar
Posts: 5,339
Registered: ‎10-21-2012
0

Re: What's your interest rate on discover it?

10.99%


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