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What's your lowest/highest APR on your CC's?

Community Leader
Super Contributor

What's your lowest/highest APR on your CC's?

Mine is 16.99% on my Navy Nrewards Visa, and 24.99% on Barclays Rewards MC, ugh! Thank goodness I don't carry balances!  But I'm also in a dirty bucket to due BK and baddies showing on reports. I'm hoping that once all that Falls off, I can go back and ask for a substantial decrease. 

(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 1 of 83
82 REPLIES
Established Contributor

Re: What's your lowest/highest APR on your CC's?

11.50% on DCU and 24.90% on Chase SW.


Starting Scores: EQ04: 652 1/19/14 TU98: 664 1/28/14 EX08: 644 2/12/14
Current Scores: EQ08: 735 12/24/16 TU08: 816 12/17/16 EX08: 727 9/5/17
Message 2 of 83
Valued Contributor

Re: What's your lowest/highest APR on your CC's?

Lowest: Wells Fargo Rewards Visa: 15.65%

Highest: Sallie Mae WMC: 22.99%


   2000        2100      2900   3700(WMC)4600(WEMC)5000(VS) 5000(WMC)  7000      7000(VS)  7000(VS)  7500(VS)   9000(VS)10500(WMC) 23500(VS)

  1000           4000          3000        NPSL      FICO - EQ: 712 / EX: 706 / TU: 727    Wish List: BOA BBR | WF Propel Amex   Total Credit: $104,800    
Message 3 of 83
Valued Contributor

Re: What's your lowest/highest APR on your CC's?

7.15% on an old AmEx Optima which I don't use.

 

29.99% on Golfsmith (GE/Sync) - 6 months same as cash and I've never paid a penny in interest on this account.

Message 4 of 83
Established Member

Re: What's your lowest/highest APR on your CC's?

13.15% on Diners Club Elite.

 

15.99% on Amex BCE and Chase Ritz-Carlton. 

Message 5 of 83
Established Contributor

Re: What's your lowest/highest APR on your CC's?

Lowest (non rewards): 8% (Barclaycard Ring)

Lowest Rewards: 11.99% (BoA Better Balance Rewards)

Lowest Traditional Rewards: 12.99% (BoA Cash Rewards)

Highest Rewards: 22.24% (AMEX Blue Sky)

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 6 of 83
Super Contributor

Re: What's your lowest/highest APR on your CC's?


EddieK wrote:

11.50% on DCU and 24.90% on Chase SW.


How the heck is your APR that high on a Chase SW?

 

Publicly offered is 15.99%

EX FICO  16 INQ  791
EQ FICO  10 INQ  786
TU FICO  12 INQ  790
Total CL$477,00038 TL
Message 7 of 83
Established Contributor

Re: What's your lowest/highest APR on your CC's?


Nixon wrote:

EddieK wrote:

11.50% on DCU and 24.90% on Chase SW.


How the heck is your APR that high on a Chase SW?

 

Publicly offered is 15.99%


Got it years ago...was an Airtran A+ card, then Chase took over the card.  


Starting Scores: EQ04: 652 1/19/14 TU98: 664 1/28/14 EX08: 644 2/12/14
Current Scores: EQ08: 735 12/24/16 TU08: 816 12/17/16 EX08: 727 9/5/17
Message 8 of 83
Frequent Contributor

Re: What's your lowest/highest APR on your CC's?

lowest 12.99on amex ed

highest capo one qs 22.99

Message 9 of 83
Super Contributor

Re: What's your lowest/highest APR on your CC's?


EddieK wrote:

Nixon wrote:

EddieK wrote:

11.50% on DCU and 24.90% on Chase SW.


How the heck is your APR that high on a Chase SW?

 

Publicly offered is 15.99%


Got it years ago...was an Airtran A+ card, then Chase took over the card.  


Close + Reopen. They are offering 50K signup bonus for 2K spend.

EX FICO  16 INQ  791
EQ FICO  10 INQ  786
TU FICO  12 INQ  790
Total CL$477,00038 TL
Message 10 of 83