Interesting to see everyone with such high APRs on their Sallie Mae cards. I just applied for the Sallie Mae card last week, and mine is only 13.99%.
My lowest is 10.99% on my Discover IT.
My highest is 29.99% on my Citi Diamond Preferred. I'm not really sure why that's so high.
I used to have a Chase card at 5.99%, but they closed it during the credit cruch of 2008.
Starting Score: 531 (11-5-2012; MyFICO)
@kdm31091 wrote:That Citi Diamond sounds like a penalty APR or something. Ouch.
I'm surprised you have a low APR on Sallie. It's another one where I rarely hear of APRs below 20% even though they are technically offered
That seems to be true about Sallie Mae, but I'm not even upset. 
In my mind, Barclays can change the APR to whatever they want to keep the card profitable for them so that they do not discontinue it, as long as they keep the rewards structure the same.
@kdm31091 wrote:That Citi Diamond sounds like a penalty APR or something. Ouch.
I'm surprised you have a low APR on Sallie. It's another one where I rarely hear of APRs below 20% even though they are technically offered
That is because the APR on the Sallie Mae is 22.99, 20.99 or 13.99
if it was a linear range like most credit cards, then we wouldn't see so many 20.99 and 22.99's
priceline.com is similar, currently: 24.99, 19.99 or 14.99, though it was different when I applied.
my highest APR is 21.99 priceline.com, lowest is 12.99 Amex BCE
BofA 9,99% and Chase 22,99% ....all Chase cards are in position 1-3 in ranking for highest APRs