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@pizza1 wrote:
Hopefully nothing, as I don't need any more.
Same here. I'm good to go for the near future.
None- I don't need anymore!
Not a Sallie Mae owner, but I'll contribute my plans.
When my inquiries drop off in July I plan to apply for the CSR, then I may app for the Freedom Ulimited if there is an enhanced sign-up bonus available. If not, perhaps Venture. I'm also curious about BCP since it may amount to a little more benefit for our household despite the annual fee. But I plan to only get two cards a year from here on out.
I plan to product change my AMEX Gold card to the Green card for the lower annual fee. Just literally get nothing out of it and I'm tired of the high fee. Will also look to product change my Aviator Red and Arrival+ [if I get Venture or Freedom Unlimited] to cards with no annual fee. This past year I tried to product change the Aviator Red and they then offered me a free year so I took it.
I'm in the garden until probably mid-2017, of course I say that now! My credit history is only 14 months old and I already have 4 cards, but I'm definitely happy with what I have now. I got the JetBlue card in August, which filled my need for a high limit card and a Visa/MasterCard. I travel a lot so AmEx only gets me so far.
The next card I want is the Capital One Quicksilver. I want it in my wallet! So far, despite my clean report, I've only been able to get approved for co-branded cards...which is fine since I travel a lot, but I would like to get my foot in the door with regular bank cards. The QS appeals to me the most out of all the cash back cards. But I'll probably wait another 6 months or so before applying...unless I get a pre-approval offer.
Just one? Hahaha, right. xD But seriously, I wish it was just one or none that I wanted, but 2017 needs to be the temporary finishing touch to my list so that I can let my profile rest and age. Right now, and only because of 5/24 and similar, my very next application will be for the Chase Ink Preferred (unless I see something I like better). I've just formed my first business and aim to make full use of this business card! In fact, I've a small but expensive list of items to procure next year, and I wish I could have tried for the Ink a few months ago, but I wasn't ready. Consequently, business related purchases are having to be made on my personal cards - no problem, but not ideal. Now, on the flip side, I'll be axing three cards (signature) next year, not long after they report at $0, leaving me with three personal and one business card(s).
I appreciate the insight I gain from being able to read what you fellow FICOers have planned. Moosh!
Just wanted to briefly say many thanks and much appreciation for your very kind words jfriend, re. your earlier post in the thread!
I think I have enough cards as well. Just closed a Citi AA card, and will let my profile ages more for the year to come.
Appreciate the insights and helps from FICOers here. Happy holidays!
@Anonymous wrote:The next card I want is the Capital One Quicksilver. I want it in my wallet! So far, despite my clean report, I've only been able to get approved for co-branded cards...which is fine since I travel a lot, but I would like to get my foot in the door with regular bank cards. The QS appeals to me the most out of all the cash back cards. But I'll probably wait another 6 months or so before applying...unless I get a pre-approval offer.
Isn't that a Cap1 Plat in your sig? If you've had that more than two months you should be able to PC that into a QS. At least that's what they did with mine in April.
I just got a Citi DC, Amazon and Chase FU. So in the coming year I'm really only interested in an Amex BCE and a Discover, maybe by the middle of the year I'll have one or the other.