It's possible wrote:
3. Finally, after a year of having my Discover It, I will apply for the Discover It Miles, want the double cashback bonus for the first year for the 3%
Do you know if Discover will later merge the two Discover cards into one the way Cap1 is known to do? Just curious...
None. I think I have all the cards I need. I have a lot. I enjoy using most of them. 
I will go through my pile and see which to cut out. I do this every other month, but so far I want to keep most of it.
I want the Costco Visa in spring of 2017. I also want Freedom, but I may have the dear wife apply for the freedom and then I would go for the ink in 2018.
But the two I want in 2017 for sure are Citi Costco Visa and Chase Freedom. I just haven't decided On a game plan yet.
@longtimelurker wrote:Maybe CSR, still thinking even though the numbers are compelling!
Was thinking of the Amazon store card to replace SM, but now I think I will just buy AMazon gift cards using the OBC.
The more I think on this the more I think I may try it too; I sort of expect my Amazon purchases to go down other than Kindle books from where they have been in the last two years... and I flatly don't want a Synchrony account and have two different cards at 5%+ that I could purchase enough GC's to support the book habit for long flights I'm thinking without raising too many eyebrows even if I read awfully quickly.
Meh not really seeing any particular card catching my eye at this time. So for me, I will keep gardening. But you never know what's cooking behind closed doors. We'll jus thave to wait and see what 2017 has in store before making the final decision 
@kdm31091 wrote:
@Anonymous wrote:Anyone have any ideas on ideas to get into security service credit union out of their area? I have found one route, taking an online class, and using it for CEUs. Would certainly be several hundred dollars. But they stay "You're a volunteer in select areas of Texas (San Antonio, Austin, El Paso, Rio Grande Valley, Corpus Christi), Colorado (Denver, Colorado Springs, Pueblo, Fort Collins, Loveland, Boulder, Broomfield), or Utah (Salt Lake and Utah counties)." Wondering if there are any ways to volunteer remotely by donation lol?
UMB has always been on my back burner fyi.
While their 3.3% card is nice, I'm not sure it's worth all that hassle and paying several hundred dollars over. It would take a long time and a lot of spend before you'd come out ahead, especially if you're using several cards already.
Beyond that, as far as I know, they're pretty strict on enforcing that you actually live in their service area. No known loopholes.
Yeah I tried heh. Even went so far as to ask my dad (who has been in Austin for 2 decades and qualifies multiple ways) to setup an account and get in on family but no.
With the proliferation of 3% restaurants (or better) I agree it doesn't make sense really any longer... a year or two ago I think it was an excellent option but that was before Chase's mic drop.