What's your total CL to HH income ratio on just credit cards? (no disclosure needed)

[MidnightVoice]

My total CL/HHI ratio = <0.2

My highest sinlge CL/HHI ratio = <0.1

[Anonymous]

(Borrowed from haulingthescoreup)

my personal CL's / personal income = 0.97 (not including AU card)
my personal CL's / HHI = 0.43
DH + my CL's / HHI = 0.82

single card = .29

I believe the trend is based on how the credit is used rather than HHI. PIF every month regardless of utilization is what I've seen consistently raise CLs.

[Anonymous]

I'm so embarrassed, I want to go back to bed and pull the covers over my head. I threw out a totally outlandish figure, on that simple mathematical calculation. It should have been: 0.255, based on my total CL's and my annual income. Another grey moment(now where did I put that Clairol hair color)