03-14-2013 10:14 AM
Chase is big on looking at history with them as well. My Walmart TU Fico score is hovering around 680, and I got approved for CSP for $5k less than a month ago, appd for the BofA 123 and was completely declined. I got a Freedom in January 2012 at the $500 limit, got an Amazon Chase Visa in December of 2012, and in February I was in the branch and pre approved for the CSP. So if you can get your foot in the door with Chase on a Freedom or Slate, use the card responsibly, in a year your likely to get approved for CSP.
03-14-2013 11:17 AM
03-14-2013 12:22 PM
Next month I am going to walk into a branch and apply. I dont have an account though.
03-14-2013 01:15 PM
I didn't have pre approvals via the website, but I had a pre approval showing when I went into the branch. More likely you will have a pre approval in the branch even if it doesn't show it online.
03-14-2013 02:21 PM
ooooo.. if I go into the branch and have a preapproval, I may go for it haha!!
03-14-2013 02:22 PM - edited 03-14-2013 02:22 PM
here we go..... I'm pullin for ya!!!!!
03-14-2013 02:23 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO