03-14-2013 10:14 AM
Chase is big on looking at history with them as well. My Walmart TU Fico score is hovering around 680, and I got approved for CSP for $5k less than a month ago, appd for the BofA 123 and was completely declined. I got a Freedom in January 2012 at the $500 limit, got an Amazon Chase Visa in December of 2012, and in February I was in the branch and pre approved for the CSP. So if you can get your foot in the door with Chase on a Freedom or Slate, use the card responsibly, in a year your likely to get approved for CSP.
03-14-2013 11:17 AM
03-14-2013 12:22 PM
Next month I am going to walk into a branch and apply. I dont have an account though.
03-14-2013 01:15 PM
I didn't have pre approvals via the website, but I had a pre approval showing when I went into the branch. More likely you will have a pre approval in the branch even if it doesn't show it online.
03-14-2013 02:21 PM
ooooo.. if I go into the branch and have a preapproval, I may go for it haha!!
03-14-2013 02:22 PM - edited 03-14-2013 02:22 PM
here we go..... I'm pullin for ya!!!!!
03-14-2013 02:23 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.