What scores did you have for the Target red card?

Anonymous · ‎07-11-2008

Just for the store card. I am working on rebuilding and just wanted to know if it is worth my time. I don't have a transunion score but my Experian is 637.

Anonymous · ‎07-11-2008

Honestly, I got mine so long ago I have no clue what my scores where, but I can tell you that in Dec of 2006 my ex score was a 610 and I got the card before that...

bridgetkaryn · ‎07-11-2008

Hi,

I am not sure what my credit score was when I got my red card, but I know I was in the mid to low 500's.... check out www.whogavemecredit.com to see what peoples scores/limits were...

Good Luck!

Bridget

Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!

Take the FICO Fitness Challenge

Anonymous · ‎07-11-2008

zebulon7 wrote:

Just for the store card. I am working on rebuilding and just wanted to know if it is worth my time. I don't have a transunion score but my Experian is 637.

They pulled EQ for me, but I have also heard of them pulling TU. I've never heard of them pulling EX for approval. (They do soft me every three months on EX, though.)

It's generally an easy approval. I was approved with about 610 on EQ, and with no revolving accounts reporting.

Initial CL will be $200. No CLIs by request. You may get auto-CLI to $500 after some period of time (maybe three months, maybe 6 months, maybe never), but there doesn't appear to be any rhyme or reason to their CLI decisions.

jkfaria · ‎07-11-2008

I applied/received Target RedCard in May '08-$200 CL, auto-increase to $500 in June, not even 90 days! My scores are: EQ-629, TU-581. I made small purchases, still owe small balance like $40.

EQ Fico - 677 CCT - 712
TU Fico - 692 CCT - 665
EX Fico - ??? CCT - 698

aubie · ‎07-11-2008

I just got this message, is this bad news??? Status: Requires Further Processing

Your application requires further processing. You will receive a response in the mail within two weeks.

My friends, my family, my FICO!

Anonymous · ‎07-11-2008

yawn1419 wrote:

I just got this message, is this bad news??? Status: Requires Further Processing
Your application requires further processing. You will receive a response in the mail within two weeks.

Not necessarily bad news. I had the same message when I applied online. They called me two days later to verify my identity and approved me on the spot.

Message Edited by cheddar on 07-11-2008 10:59 AM

islandchild82 · ‎07-11-2008

yawn1419 wrote:
I just got this message, is this bad news??? Status: Requires Further Processing
Your application requires further processing. You will receive a response in the mail within two weeks.

I agree with Cheddar. I got the same message and was approved as well. Good luck!

aubie · ‎07-11-2008

islandchild82 wrote:

yawn1419 wrote:
I just got this message, is this bad news??? Status: Requires Further Processing
Your application requires further processing. You will receive a response in the mail within two weeks.

I agree with Cheddar. I got the same message and was approved as well. Good luck!

I called Target Card services and they denied me...

That really sucks! She said that I should receive something in the mail within 7 business days.

My friends, my family, my FICO!

Anonymous · ‎07-11-2008

Ok I am keeping my fingers crossed. Six months ago I applied and got no application number with a notice that they will give me a answer in 7-14 days. This time it said I will get a notice in 7-10 days but it gave me a application number. At least I have a twinge of hope. I have been a very good girl this last six months! (Patting self on back

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