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I keep seeing people on here luvin Chase. What scores do you need? They show me NO LUV at all! I've had a $200 CL CC with them for 2.5 years and have asked for increases and they deny me all due to one $62 medical baddie on my CR.
Should I just apply for a different one? Any recommendations based off below scores?
@Anonymous wrote:I keep seeing people on here luvin Chase. What scores do you need? They show me NO LUV at all! I've had a $200 CL CC with them for 2.5 years and have asked for increases and they deny me all due to one $62 medical baddie on my CR.
Should I just apply for a different one? Any recommendations based off below scores?
Contact them via the online messanger. Just ask them for reconsideration for a CLI.
You would still suggest a reconsider via messager even though I was just turned down for a Chase Signature card and a CLI on my current crappy $200 CL card?
My score was in 710ish when I got approved for Chase Freedom... i guess they checked TU which had few and old inquires.
Also my Credit history was 10 months old... Got a CL of 2600. I expected more... my Higest CL before Chase was Wamu with 4k.... But i guess now it will work out well for me when they convert or merge my 2 CCs some time in the future.
The "baddie" no doubt is a problem but your scores are the big problem . Look for the official description of your scores on MyFico. They are below average.
NMN
@Anonymous wrote:
I figured it was my scores - I'm not that credit clueless. I just have seen people on here with worse scores than mine getting approved for Chase cards. I have paid the medical baddie and it's been paid for at least 2 or 3 years, but the company won't remove it. I've written the credit bureaus, but they just will only show I paid it. Thanks for help.
Good luck trying anyway. In your situation when the first acct. opens to you , others always follow.
NMN