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What scores do you need for Chase?

Contributor

What scores do you need for Chase?

I keep seeing people on here luvin Chase.  What scores do you need?  They show me NO LUV at all!  I've had a $200 CL CC with them for 2.5 years and have asked for increases and they deny me all due to one $62 medical baddie on my CR.

 

Should I just apply for a different one?  Any recommendations based off below scores?

Before MyFico as of 11/2007: EQ: 554 TU: 530
After MyFico as of 2/2009: EQ: 678 EX: 662 TU: 654
Message 1 of 14
13 REPLIES
Regular Contributor

Re: What scores do you need for Chase?


lacedup2go wrote:

I keep seeing people on here luvin Chase.  What scores do you need?  They show me NO LUV at all!  I've had a $200 CL CC with them for 2.5 years and have asked for increases and they deny me all due to one $62 medical baddie on my CR.

 

Should I just apply for a different one?  Any recommendations based off below scores?


Contact them via the online messanger. Just ask them for reconsideration for a CLI.

04/2009
TU:745
EQ:764

10/2008
TU: 708
EQ: 708
EX:707
Message 2 of 14
Contributor

Re: What scores do you need for Chase?

You would still suggest a reconsider via messager even though I was just turned down for a Chase Signature card and a CLI on my current crappy $200 CL card?

Before MyFico as of 11/2007: EQ: 554 TU: 530
After MyFico as of 2/2009: EQ: 678 EX: 662 TU: 654
Message 3 of 14
Established Contributor

Re: What scores do you need for Chase?

I was in the very low 700 when i was approved
Message 4 of 14
Established Contributor

Re: What scores do you need for Chase?

My score was in 710ish when I got approved for Chase Freedom... i guess they checked TU which had few and old inquires.

 

Also my Credit history was 10 months old... Got a CL of 2600. I expected more... my Higest CL before Chase was Wamu with 4k.... But i guess now it will work out well for me when they convert or merge my 2 CCs some time in the future.

-void
Message 5 of 14
Regular Contributor

Re: What scores do you need for Chase?

The "baddie" no doubt is a problem but your scores are the big problem . Look for the official description of your scores on MyFico. They are below average.

 

NMN

Message 6 of 14
Frequent Contributor

Re: What scores do you need for Chase?

If the medical baddie is holding you down - you might want to head over to the credit rebuilding forum on this site.  Check out the HIPAA process, you may be able to get that collection removed from your report!  GL!
Message 7 of 14
Contributor

Re: What scores do you need for Chase?

I figured it was my scores - I'm not that credit clueless.  I just have seen people on here with worse scores than mine getting approved for Chase cards.  I have paid the medical baddie and it's been paid for at least 2 or 3 years, but the company won't remove it.  I've written the credit bureaus, but they just will only show I paid it.  Thanks for help.
Before MyFico as of 11/2007: EQ: 554 TU: 530
After MyFico as of 2/2009: EQ: 678 EX: 662 TU: 654
Message 8 of 14
Regular Contributor

Re: What scores do you need for Chase?


lacedup2go wrote:
I figured it was my scores - I'm not that credit clueless.  I just have seen people on here with worse scores than mine getting approved for Chase cards.  I have paid the medical baddie and it's been paid for at least 2 or 3 years, but the company won't remove it.  I've written the credit bureaus, but they just will only show I paid it.  Thanks for help.

 


I bet the approvals you have seen were not approved in the past two weeks. Things are chaning fast. I have two new card from August and I feel if I had applied two weeks later I would'nt have gotten them.

Good luck trying anyway. In your situation when the first acct. opens to you , others always follow.

NMN

Message 9 of 14
Established Contributor

Re: What scores do you need for Chase?

At least you got a Chase card. I am stuck with two secured cards and an auto loan and can't get any love from anybody.
____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Message 10 of 14