Credit Cards

[smooshiesmom]

I have seen this before but cannot remember. What do scores need to be before approval? Don't want the inquiry if it won't do any good.

Message Edited by smooshiesmom on 11-11-2007 03:42 PM

[mosieon]

I just received my card.  Scores TU (626), Eq (606), Ex (619).  Approved for the Visa at $500 limit. Hopefully, after a few months that cl will go up.  I've read on the forum 3 months does the trick!  Good luck!

[llecs]

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smooshiesmom wrote:
I have seen this before but cannot remember. What do scores need to be before approval? Don't want the inquiry if it won't do any good.

Message Edited by smooshiesmom on 11-11-2007 03:42 PM

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I believe you need mid to high 500s for the store card. I also  know that if you use a debit card at the register, and your scores are good enough, Target will give a pre-approval offer. I don't know how that affects inquiries.

[ashabbir1]

510 or above is fine.They pull EQ in PA.

[dallasjetfan]

I had 650 score and I got denied for both cards so I don't think there is a hard and fast rule.

Message Edited by dallasjetfan on 11-11-2007 05:52 PM

[TheCynicalOne]

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dallasjetfan wrote:
I had 650 score and I got denied for both cards so I don't think there is a hard and fast rule.

Message Edited by dallasjetfan on 11-11-2007 05:52 PM

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Yikes.  As if you want their stupid apr anyway. Which is like 28 percent.