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What secured cards do not report as "secured"?

Blogger

Re: What secured cards do not report as "secured"?

So far we have Capital One and USAA. And I think USAA allows a high credit line, is that right?

Message 11 of 19
Contributor

Re: What secured cards do not report as "secured"?

Up to a $5000 deposit, which goes into a 2 year variable rate CD. It's what I did, can't wait to get my money back in Feb. 

Message 12 of 19
Blogger

Re: What secured cards do not report as "secured"?

Message 13 of 19
Contributor

Re: What secured cards do not report as "secured"?

Yes I did. Both are in my posession. I opened the Cap One to essentially replace the USAA amex when it expires in Feb. 

 

 

Message 14 of 19
Blogger

Re: What secured cards do not report as "secured"?


BearOSO wrote:

Yes I did. Both are in my posession. I opened the Cap One to essentially replace the USAA amex when it expires in Feb. 

 

 


What do you mean by "expire"? Does your card graduate?

Message 15 of 19
Blogger

Re: What secured cards do not report as "secured"?

Message 16 of 19
Contributor

Re: What secured cards do not report as "secured"?


HiLine wrote:

BearOSO wrote:

Yes I did. Both are in my posession. I opened the Cap One to essentially replace the USAA amex when it expires in Feb. 

 

 


What do you mean by "expire"? Does your card graduate?


Unfortunately it does not, but I am hoping to get an unsec CC that can match the CL I have with my USAA secured. My two years comes up mid Feb, I can either renew and extend the CC for another two years or I can close it and get my cash back plus interest. If my hopes and dreams fail, I will just extend the sec CC and garden some more. 

Message 17 of 19
Blogger

Re: What secured cards do not report as "secured"?

Did you mean that USAA closes your secured card with them unless you extend the card? 

Message 18 of 19
Highlighted
Contributor

Re: What secured cards do not report as "secured"?

Yes. Only two options are extend or close the account. 

Message 19 of 19