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Blogger
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Re: What secured cards do not report as "secured"?

So far we have Capital One and USAA. And I think USAA allows a high credit line, is that right?

Contributor
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Registered: ‎10-03-2012
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Re: What secured cards do not report as "secured"?

Up to a $5000 deposit, which goes into a 2 year variable rate CD. It's what I did, can't wait to get my money back in Feb. 

Blogger
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Re: What secured cards do not report as "secured"?

Contributor
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Re: What secured cards do not report as "secured"?

Yes I did. Both are in my posession. I opened the Cap One to essentially replace the USAA amex when it expires in Feb. 

 

 

Blogger
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Re: What secured cards do not report as "secured"?


BearOSO wrote:

Yes I did. Both are in my posession. I opened the Cap One to essentially replace the USAA amex when it expires in Feb. 

 

 


What do you mean by "expire"? Does your card graduate?

Blogger
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Re: What secured cards do not report as "secured"?

Contributor
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Re: What secured cards do not report as "secured"?


HiLine wrote:

BearOSO wrote:

Yes I did. Both are in my posession. I opened the Cap One to essentially replace the USAA amex when it expires in Feb. 

 

 


What do you mean by "expire"? Does your card graduate?


Unfortunately it does not, but I am hoping to get an unsec CC that can match the CL I have with my USAA secured. My two years comes up mid Feb, I can either renew and extend the CC for another two years or I can close it and get my cash back plus interest. If my hopes and dreams fail, I will just extend the sec CC and garden some more. 

Blogger
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Re: What secured cards do not report as "secured"?

Did you mean that USAA closes your secured card with them unless you extend the card? 

Contributor
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Registered: ‎10-03-2012
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Re: What secured cards do not report as "secured"?

Yes. Only two options are extend or close the account. 

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