Hello Everyone,
Thank you in advance for your advice!!
I have the following credit cards. I'm closing on a new home on August 28th. Immediately after closing I want to apply for a Bank of America Visa or Mastercard, JCPenny, Lowes, Conns and/or Home Depot. I need to purchase window blinds, refrigerator, garage door opener and a lawn mower........would like a big screen TV. What are my chances and what would you do???
Tribute Mastercard (3 years) bal. $600.00 CL $1050.00
Orchard Bank Visa (2 years) bal $0.00 CL $600.00
Legacy Visa (2 years) bal $0.00 CL $450.00
No lates or over the limits on any of these....ever.
Only 4 inquiries over the last 4 months all from the mortgage company.
Current scores below.....Thanks again.
7/12/08: TU-602, Eq-597, Exp-581
07/24/08: TU-610, Eq-597, Exp-583
09/01/08: TU-610, Eq-614, Exp-600