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What should my next move be?

Valued Contributor

Re: What should my next move be?

You could apply for any student card and get approved. Possibly Discover student.

As of 2017, rebuilding...
Message 11 of 13
Frequent Contributor

Re: What should my next move be?

I definitely do plan to follow a regiment from this point on. I'll have no choice but to control myself and my apps since I have a ton of inquiries from student loans last year (i was desperate to get money for tuition and I wasn't really focused on how hurt my credit would be).

You said wait a year for my AE card, is it okay for me to request for a credit line increase.?

AE CC: $1,050 | AEO Visa: $1,890 | Cap1 QS: $2,100 | Chase Freedom: $1,000 | Citi Forward: $1,500 | Citi Double Cash: $1,000 | Discover iT: $500 | GameStop: $1,650 | Overstock: $1,700 | PayPal Smart Connect: $1,500 | Walmart $2,200

TU (Discover): 663 | EQ (Citi): 651
Message 12 of 13
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Valued Contributor

Re: What should my next move be?


WallyxD wrote:

I definitely do plan to follow a regiment from this point on. I'll have no choice but to control myself and my apps since I have a ton of inquiries from student loans last year (i was desperate to get money for tuition and I wasn't really focused on how hurt my credit would be).

You said wait a year for my AE card, is it okay for me to request for a credit line increase.?


As long as they're soft pulls, then of course Smiley Happy go for it! having less hard inquiries later on when you apply for good prime cards, the better your chances!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 13 of 13