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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: What should my next move be?

You could apply for any student card and get approved. Possibly Discover student.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
Posts: 282
Registered: ‎10-02-2012
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Re: What should my next move be?

I definitely do plan to follow a regiment from this point on. I'll have no choice but to control myself and my apps since I have a ton of inquiries from student loans last year (i was desperate to get money for tuition and I wasn't really focused on how hurt my credit would be).

You said wait a year for my AE card, is it okay for me to request for a credit line increase.?

AE CC: $850 | AEO Visa: $1,890 | Cap1 QS: $1,950 | Chase Freedom: $1,000 | Citi Forward: $1,500 | Citi Double Cash: $1,000 | Discover iT: $500 | GameStop: $1,050 | Overstock: $900 | PayPal Smart Connect: $1,000 | Walmart $1,900

TU (Discover): 648 | EQ (Citi): 657
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Valued Contributor
Posts: 1,919
Registered: ‎11-17-2012
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Re: What should my next move be?


WallyxD wrote:

I definitely do plan to follow a regiment from this point on. I'll have no choice but to control myself and my apps since I have a ton of inquiries from student loans last year (i was desperate to get money for tuition and I wasn't really focused on how hurt my credit would be).

You said wait a year for my AE card, is it okay for me to request for a credit line increase.?


As long as they're soft pulls, then of course Smiley Happy go for it! having less hard inquiries later on when you apply for good prime cards, the better your chances!

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $14.5k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 755 EQ 717 TU 746 VantageScore 3.0: EX 738 EQ 743 TU 745 Credit Sesame (EX) 745 Credit.com (EX) 794 CapOne (TU) 787
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