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Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: What should my next move be?

You could apply for any student card and get approved. Possibly Discover student.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
WallyxD
Posts: 273
Registered: ‎10-02-2012
0

Re: What should my next move be?

I definitely do plan to follow a regiment from this point on. I'll have no choice but to control myself and my apps since I have a ton of inquiries from student loans last year (i was desperate to get money for tuition and I wasn't really focused on how hurt my credit would be).

You said wait a year for my AE card, is it okay for me to request for a credit line increase.?

AE Store CC: $850 | AEO Visa: $2,300 | CapOne Quicksilver: $1,700 | Citi Forward for Students $1,500 | Walmart CC $1,350 | Chase Amazon: $500 | PayPal Smart Connect: $500 | Discover iT for Students: $500 | Chase Freedom: $500

Gardening until util 30%
TU Fico: 652 (3/11/14)
Valued Contributor
daybreakgonesXe
Posts: 1,872
Registered: ‎11-17-2012
0

Re: What should my next move be?


WallyxD wrote:

I definitely do plan to follow a regiment from this point on. I'll have no choice but to control myself and my apps since I have a ton of inquiries from student loans last year (i was desperate to get money for tuition and I wasn't really focused on how hurt my credit would be).

You said wait a year for my AE card, is it okay for me to request for a credit line increase.?


As long as they're soft pulls, then of course :smileyhappy: go for it! having less hard inquiries later on when you apply for good prime cards, the better your chances!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k | SavingStar American Express $14.8k

FICOS: EX 759 EQ 719 TU 740 Credit Karma (TU) 790 Transrisk 820/990 Credit Sesame (EX) 766 Credit.com (EX) 774 VantageScore 3.0 726 Quizzle (EQ) 721

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