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Frequent Contributor
JMills
Posts: 259
Registered: ‎03-08-2013

What should your credit score be to have a preapproval from Commenity Bank Store

[ Edited ]

I am very interested in doing the shopping cart trick, I wanted to know where should my credit score be when I am doing a shopping cart trick with Commenity Bank? Also can you do more than one shopping cart trick in a day?

Valued Contributor
FocusedAndDetermined
Posts: 6,246
Registered: ‎01-05-2013

Re: What should your credit score be to have a preapproval from Commenity Bank Store


JMills wrote:

I am very interested in doing the shopping bcart trick, I wanted to know where should my credit score be when I am doing a shopping cart trick with Commenity Bank? Also can you do more than one shopping cart trick in a day?


Yes, you can try more than one store in a day.  Since the pre-approval is via soft pull, it won't impact your FICO scores.  

 

Not sure what the minimum requirement is; it probably varies by store.  You should know that it seems to be a rather arbitrary process.  It worked at Victoria's Secret the first time I tried it.  It took multiple attempts, before I finally got the J. Crew.  I stopped trying at Chadwick's.  Some people have fouror more accts via the trick, others have none.

 

Good luck!  Post your progress.

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myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: What should your credit score be to have a preapproval from Commenity Bank Store

Jmills approvals won't affect your garden statues either Lol Go for it

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daybreakgonesXe
Posts: 1,744
Registered: ‎11-17-2012

Re: What should your credit score be to have a preapproval from Commenity Bank Store

^^^ well, opening the account will certainly kick you out! XD
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