Credit Cards

[tattooedhusker]

I have a Gordman's card, because I shop there regularly. I earn points, and get coupons all the time. Like most have said, pick somewhere you frequently shop.

[JonStur]

Has to be Walmart for me. I must admit I had a stigma associated with this store, so I never shopped there until I took my sister one evening and I became hooked..now I have their Discover card!!!

[kevinjjc]

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CotySinz wrote:

GECRB/Walmart - you get a free monthly TU FICO and GECRB is very generous and CLI friendly.

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+1

Soft pull for CLI's too.

[kevinjjc]

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emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 

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Too bad Kohl's is currently underwritten by Capital One.

[trumpet-205]

To get best bang per buck on department store, buy their respective gift cards online. Department store GC are low-value gift cards, that is they are heavily discounted (20%+).

You can find them at Cardpool, Plastic Jungle, etc.

[Mike360]

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kevinjjc wrote:

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emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 

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Too bad Kohl's is currently underwritten by Capital One.

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Do you have any store cards backed by Capital One?

[kevinjjc]

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Mike360 wrote:

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kevinjjc wrote:

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emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 

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Too bad Kohl's is currently underwritten by Capital One.

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Do you have any store cards backed by Capital One?

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No, thankfully.

[Creditaddict]

Express for sure if you shop there... you can use multiple coupons and many transactions to use more coupons... I plan it out when I shop to use multiple coupons.

Macy's is good if you shop a lot because of the stupid extra off thigns they do....

PayPal MC

Walmart/Sams cash back and such.

[Mike360]

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kevinjjc wrote:

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Mike360 wrote:

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kevinjjc wrote:

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emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 

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Too bad Kohl's is currently underwritten by Capital One.

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Do you have any store cards backed by Capital One?

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No, thankfully.

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I've had no issues with store cards underwritten by Capital One. Both Kohls and Best Buy have given me increases. Meanwhile i've been sitting @ $200 w/ Target for going on 5 years now. 

I think Best Buy has a pretty good card if you can get a good starting limit. They have some of the best financing offers available and you get some reward zone points. Target for the 5% OFF and they offer free shipping when shopping online....only good if you get a decent limit. 

[sengpatt]

Re: Target RedCard

It seems like the debit card version is just as good as the normal CC? 5% off and free internet shipping, but without all the hassle of the application process, the notoriously CLs, and the sky-high APR. Am I missing something? I frequently shop at Target, so I am looking into this for the near future.