cancel
Showing results for 
Search instead for 
Did you mean: 

What store cards give the most bang for the buck?

Established Contributor

Re: What store cards give the most bang for the buck?

I have a Gordman's card, because I shop there regularly. I earn points, and get coupons all the time. Like most have said, pick somewhere you frequently shop.

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 11 of 37
Highlighted
Established Contributor

Re: What store cards give the most bang for the buck?

Has to be Walmart for me. I must admit I had a stigma associated with this store, so I never shopped there until I took my sister one evening and I became hooked..now I have their Discover card!!!


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 12 of 37
Valued Contributor

Re: What store cards give the most bang for the buck?


CotySinz wrote:

GECRB/Walmart - you get a free monthly TU FICO and GECRB is very generous and CLI friendly.


+1

 

Soft pull for CLI's too.

Message 13 of 37
Valued Contributor

Re: What store cards give the most bang for the buck?


emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 


Too bad Kohl's is currently underwritten by Capital One.

Message 14 of 37
Valued Contributor

Re: What store cards give the most bang for the buck?

To get best bang per buck on department store, buy their respective gift cards online. Department store GC are low-value gift cards, that is they are heavily discounted (20%+).

 

You can find them at Cardpool, Plastic Jungle, etc.

Message 15 of 37
Frequent Contributor

Re: What store cards give the most bang for the buck?


kevinjjc wrote:

emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 


Too bad Kohl's is currently underwritten by Capital One.


Do you have any store cards backed by Capital One?

Message 16 of 37
Valued Contributor

Re: What store cards give the most bang for the buck?


Mike360 wrote:

kevinjjc wrote:

emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 


Too bad Kohl's is currently underwritten by Capital One.


Do you have any store cards backed by Capital One?


No, thankfully.

Message 17 of 37
Epic Contributor

Re: What store cards give the most bang for the buck?

Express for sure if you shop there... you can use multiple coupons and many transactions to use more coupons... I plan it out when I shop to use multiple coupons.

Macy's is good if you shop a lot because of the stupid extra off thigns they do....

PayPal MC

Walmart/Sams cash back and such.

Message 18 of 37
Frequent Contributor

Re: What store cards give the most bang for the buck?


kevinjjc wrote:

Mike360 wrote:

kevinjjc wrote:

emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 


Too bad Kohl's is currently underwritten by Capital One.


Do you have any store cards backed by Capital One?


No, thankfully.


I've had no issues with store cards underwritten by Capital One. Both Kohls and Best Buy have given me increases. Meanwhile i've been sitting @ $200 w/ Target for going on 5 years now. 

 

 

I think Best Buy has a pretty good card if you can get a good starting limit. They have some of the best financing offers available and you get some reward zone points. Target for the 5% OFF and they offer free shipping when shopping online....only good if you get a decent limit. 

 

 

Message 19 of 37
Regular Contributor

Re: What store cards give the most bang for the buck?

Re: Target RedCard

It seems like the debit card version is just as good as the normal CC? 5% off and free internet shipping, but without all the hassle of the application process, the notoriously CLs, and the sky-high APR. Am I missing something? I frequently shop at Target, so I am looking into this for the near future.

EX: 758 (10/12), TU: ???, EQ: ???

BankAmericard Travel Rewards // Citi Forward // Amex Blue Cash Preferred // Gap Visa
Message 20 of 37