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Frequent Contributor
tattooedhusker
Posts: 479
Registered: ‎10-25-2012

Re: What store cards give the most bang for the buck?

I have a Gordman's card, because I shop there regularly. I earn points, and get coupons all the time. Like most have said, pick somewhere you frequently shop.

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Scores: EQ: 676 EX: 714 TU: 720
Established Contributor
JonStur
Posts: 902
Registered: ‎12-25-2010

Re: What store cards give the most bang for the buck?

Has to be Walmart for me. I must admit I had a stigma associated with this store, so I never shopped there until I took my sister one evening and I became hooked..now I have their Discover card!!!


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Current Score: TU 779 EX 767 EQ 740
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Valued Contributor
kevinjjc
Posts: 1,301
Registered: ‎01-14-2009

Re: What store cards give the most bang for the buck?


CotySinz wrote:

GECRB/Walmart - you get a free monthly TU FICO and GECRB is very generous and CLI friendly.


+1

 

Soft pull for CLI's too.

Valued Contributor
kevinjjc
Posts: 1,301
Registered: ‎01-14-2009

Re: What store cards give the most bang for the buck?


emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 


Too bad Kohl's is currently underwritten by Capital One.

Valued Contributor
trumpet-205
Posts: 2,177
Registered: ‎11-11-2010

Re: What store cards give the most bang for the buck?

[ Edited ]

To get best bang per buck on department store, buy their respective gift cards online. Department store GC are low-value gift cards, that is they are heavily discounted (20%+).

 

You can find them at Cardpool, Plastic Jungle, etc.

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Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010

Re: What store cards give the most bang for the buck?


kevinjjc wrote:

emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 


Too bad Kohl's is currently underwritten by Capital One.


Do you have any store cards backed by Capital One?

~~In my wallet: Best Buy $7500, Dell Preferred $5500, Discover IT $4000, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $2100, CapOne Platinum $2000, Kohls $1500, Target $200
Valued Contributor
kevinjjc
Posts: 1,301
Registered: ‎01-14-2009

Re: What store cards give the most bang for the buck?


Mike360 wrote:

kevinjjc wrote:

emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 


Too bad Kohl's is currently underwritten by Capital One.


Do you have any store cards backed by Capital One?


No, thankfully.

Mega Contributor
Creditaddict
Posts: 18,819
Registered: ‎10-23-2007

Re: What store cards give the most bang for the buck?

Express for sure if you shop there... you can use multiple coupons and many transactions to use more coupons... I plan it out when I shop to use multiple coupons.

Macy's is good if you shop a lot because of the stupid extra off thigns they do....

PayPal MC

Walmart/Sams cash back and such.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
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Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010

Re: What store cards give the most bang for the buck?


kevinjjc wrote:

Mike360 wrote:

kevinjjc wrote:

emptypockets wrote:

Kohl's for regular everyday items (jeans, socks, etc.). They give lots of coupons to cardholders which makes it a good card to have. 


Too bad Kohl's is currently underwritten by Capital One.


Do you have any store cards backed by Capital One?


No, thankfully.


I've had no issues with store cards underwritten by Capital One. Both Kohls and Best Buy have given me increases. Meanwhile i've been sitting @ $200 w/ Target for going on 5 years now. 

 

 

I think Best Buy has a pretty good card if you can get a good starting limit. They have some of the best financing offers available and you get some reward zone points. Target for the 5% OFF and they offer free shipping when shopping online....only good if you get a decent limit. 

 

 

~~In my wallet: Best Buy $7500, Dell Preferred $5500, Discover IT $4000, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $2100, CapOne Platinum $2000, Kohls $1500, Target $200
Regular Contributor
sengpatt
Posts: 223
Registered: ‎12-08-2012

Re: What store cards give the most bang for the buck?

[ Edited ]

Re: Target RedCard

It seems like the debit card version is just as good as the normal CC? 5% off and free internet shipping, but without all the hassle of the application process, the notoriously CLs, and the sky-high APR. Am I missing something? I frequently shop at Target, so I am looking into this for the near future.

EX: 758 (10/12), TU: ???, EQ: ???

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