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Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: What store cards give the most bang for the buck?

I have Walmart and VS. Lately I am interested in Nords and Macy's Amex.

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009
0

Re: What store cards give the most bang for the buck?


armbenderc wrote:

I have Walmart and VS. Lately I am interested in Nords and Macy's Amex.

 

 


Nordstrom just keeps deying me

 

and Bloomingdales slashed my already small CL due to a late payment...but they have yet to refund me my credit balance on my card after 3 months...They are in with Macys...Ive began not to really care about either of those cards.


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Current Score: 670
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NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: What store cards give the most bang for the buck?


Sparkz1920 wrote:

armbenderc wrote:

I have Walmart and VS. Lately I am interested in Nords and Macy's Amex.

 

 


Nordstrom just keeps deying me

 

and Bloomingdales slashed my already small CL due to a late payment...but they have yet to refund me my credit balance on my card after 3 months...They are in with Macys...Ive began not to really care about either of those cards.


That's crazy. I see Nords got store and visa sig. If I am going to apply for one I would want the sig version same with macy amex. My walmart store card is waiting to get upgrade...soon I hope. VS is pretty cool with all the coupon and % off they sent you.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
jsucool76
Posts: 2,910
Registered: ‎12-11-2011
0

Re: What store cards give the most bang for the buck?

My sister loves her macys amex. The thing i dont get is it is 2 separate erate accounts. An in store and then a major card(amex) and her IN store account has a 600 limit but her out of store (amex) has a 5000 limit. I figured it would be the other way around.
Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 3500CL, Chase Slate: 1000CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG, Citi DoubleCash: 1200CL
New Contributor
LilNYC
Posts: 184
Registered: ‎07-08-2012
0

Re: What store cards give the most bang for the buck?

If you do a lot of online shopping I would suggest skipping the store cards & just get a Discover card instead. Shop Discover offers b/w 5%-20% back. Gap/BR//old navy/ piperlime is 10% back, bloomingdales is 10%, target, saks, nordstrom, neiman, & barneys are 5%. Plus this quarter was an additional 5% back on dept. stores & all online purchases up to $1500. Discover also has 2% bonus periods occasionally. Also if you shop at dept. stores Amex Blue Cash Pref gives you 3% back. More than most dept. stores give you on their own cards.
Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
Valued Contributor
trumpet-205
Posts: 2,316
Registered: ‎11-11-2010
0

Re: What store cards give the most bang for the buck?

[ Edited ]

Not every department store is eligble for AMEX 2/3% CB; following is the list that counts

 

Bealls, Belk®, Bloomingdale's, Bon Ton Stores Inc., Boscov's Department Store, Century 21® Department Stores, Dillard's Department Stores, J.C. Penney Company, Inc., Kohl's, Lord & Taylor, Macy's, Neiman Marcus, Nordstrom, Saks Fifth Avenue, Sears® Merchandise Group, and Stein Mart®

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
jamesdwi
Posts: 1,553
Registered: ‎09-16-2011
0

Re: What store cards give the most bang for the buck?

Amazon  is my favorite store card, free shipping over $25 for items shipped from Amazon wharehouse,  $150 and over for 6 months 0 percent interest, $600 and up for no interest for a year

 

Walmart  Credit score, and no interest deals around the holidays. 

 

Target for the 5% and an extra 5% with every 5 perscriptions filled

 

Homedepot great card for emergencies and easy CLI when you first get the card just call with a reason... got a 4k CL incase the water heater goes out or need major appliances

 

 


Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.

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