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New Contributor
surehit
Posts: 56
Registered: ‎08-16-2013
0

Re: What to apply for?

I've had the American Express card for 5 months

AMEX Premier Rewards Gold - NPSL | NASA Platinum Rewards - 20k | Alaska Airlines Visa Signature - 10k | Amex Blue Cash Everyday - 9K | Chase Sapphire Preferred - 6K | Chase Freedom Visa Signature - 5k | BECU Visa - 3k |Barclaycard Rewards - 2k | Chase Amazon Rewards - 1k | Discover IT Student - 500 | Chase Slate - 500 | Walmart Store Card - 700 | BBY CitiBank - 1500 | BBY CitiBank -750

Eq (MyFico) 749 | TU (FICO) 735 | Ex (FAKO): 731
Valued Contributor
Luscher
Posts: 1,258
Registered: ‎03-24-2013
0

Re: What to apply for?

[ Edited ]

definitly go into your amex online and request your credit limit to 6k. It will be a soft pull and will not hurt your credit

 

pay down the util. first

CHASE FREEDOM | CHASE RITZ | AMEX BCE | | BOFA REWARDS | CITI TYP | DISCOVER IT | CHASE CSP
--------$32,000-------------$25,000---------$22,700-----------$18,000------------$11,000--------$8,750----------$5,000----

FICO - TU: 780 EX: 785 EQ: 760
New Contributor
surehit
Posts: 56
Registered: ‎08-16-2013
0

Re: What to apply for?

Alright, will do. Thanks for the advice guys.

 

After the CLI I guess I'll just go into the garden for awhile and let everything settle :smileyhappy:

AMEX Premier Rewards Gold - NPSL | NASA Platinum Rewards - 20k | Alaska Airlines Visa Signature - 10k | Amex Blue Cash Everyday - 9K | Chase Sapphire Preferred - 6K | Chase Freedom Visa Signature - 5k | BECU Visa - 3k |Barclaycard Rewards - 2k | Chase Amazon Rewards - 1k | Discover IT Student - 500 | Chase Slate - 500 | Walmart Store Card - 700 | BBY CitiBank - 1500 | BBY CitiBank -750

Eq (MyFico) 749 | TU (FICO) 735 | Ex (FAKO): 731
Valued Contributor
Luscher
Posts: 1,258
Registered: ‎03-24-2013
0

Re: What to apply for?

let us know how it goes. but dont forget to pay down your utilization first.
CHASE FREEDOM | CHASE RITZ | AMEX BCE | | BOFA REWARDS | CITI TYP | DISCOVER IT | CHASE CSP
--------$32,000-------------$25,000---------$22,700-----------$18,000------------$11,000--------$8,750----------$5,000----

FICO - TU: 780 EX: 785 EQ: 760
Valued Contributor
Luscher
Posts: 1,258
Registered: ‎03-24-2013
0

Re: What to apply for?

it might actually take another cycle for your utilization to show a lower percent, if somebody else can chime in
CHASE FREEDOM | CHASE RITZ | AMEX BCE | | BOFA REWARDS | CITI TYP | DISCOVER IT | CHASE CSP
--------$32,000-------------$25,000---------$22,700-----------$18,000------------$11,000--------$8,750----------$5,000----

FICO - TU: 780 EX: 785 EQ: 760
Valued Contributor
SnackTrader
Posts: 1,567
Registered: ‎09-15-2012
0

Re: What to apply for?

Utilization on the Amex won't update for other lenders to see until the statement cuts. But Amex will be able to see the payments internally, so the OP shouldn't need to wait long after payment to have a good shot at the CLI. Plus, after 5 months Amex presumably has a better indication of the OP's credit than the typical customer who requests after only 61 days.

In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
New Contributor
surehit
Posts: 56
Registered: ‎08-16-2013
0

Re: What to apply for?

 

I requested the 3x CLI and was approved :smileyvery-happy:, thanks guys!

 

Now into the garden for me :smileyhappy:

AMEX Premier Rewards Gold - NPSL | NASA Platinum Rewards - 20k | Alaska Airlines Visa Signature - 10k | Amex Blue Cash Everyday - 9K | Chase Sapphire Preferred - 6K | Chase Freedom Visa Signature - 5k | BECU Visa - 3k |Barclaycard Rewards - 2k | Chase Amazon Rewards - 1k | Discover IT Student - 500 | Chase Slate - 500 | Walmart Store Card - 700 | BBY CitiBank - 1500 | BBY CitiBank -750

Eq (MyFico) 749 | TU (FICO) 735 | Ex (FAKO): 731
Frequent Contributor
_jb_
Posts: 321
Registered: ‎01-16-2013
0

Re: What to apply for?

Congrats, see ya there.


Starting Scores: myFICO EX: ???, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Latest Scores: myFICO EX: 699, myFICO EQ: 700, myFICO TU: 699
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Frequent Contributor
CREDITSURFER
Posts: 303
Registered: ‎04-22-2013
0

Re: What to apply for?

Congrats on CLI



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all

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