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New Contributor
Posts: 68
Registered: ‎08-16-2013
0

Re: What to apply for?

I've had the American Express card for 5 months

AMEX Premier Rewards Gold - NPSL | NASA Platinum Rewards - 20k | Alaska Airlines Visa Signature - 10k | Amex Blue Cash Everyday - 9K | Chase Sapphire Preferred - 6K | Chase Freedom Visa Signature - 5k | BECU Visa - 3k |Barclaycard Rewards - 2k | Chase Amazon Rewards - 1k | Discover IT Student - 500 | Chase Slate - 500 | Walmart Store Card - 700 | BBY CitiBank - 1500 | BBY CitiBank -750

Eq (MyFico) 749 | TU (FICO) 735 | Ex (FAKO): 731
Valued Contributor
Posts: 1,471
Registered: ‎03-24-2013
0

Re: What to apply for?

[ Edited ]

definitly go into your amex online and request your credit limit to 6k. It will be a soft pull and will not hurt your credit

 

pay down the util. first

CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$10,000---------$9,750----------$5,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 761
New Contributor
Posts: 68
Registered: ‎08-16-2013
0

Re: What to apply for?

Alright, will do. Thanks for the advice guys.

 

After the CLI I guess I'll just go into the garden for awhile and let everything settle :smileyhappy:

AMEX Premier Rewards Gold - NPSL | NASA Platinum Rewards - 20k | Alaska Airlines Visa Signature - 10k | Amex Blue Cash Everyday - 9K | Chase Sapphire Preferred - 6K | Chase Freedom Visa Signature - 5k | BECU Visa - 3k |Barclaycard Rewards - 2k | Chase Amazon Rewards - 1k | Discover IT Student - 500 | Chase Slate - 500 | Walmart Store Card - 700 | BBY CitiBank - 1500 | BBY CitiBank -750

Eq (MyFico) 749 | TU (FICO) 735 | Ex (FAKO): 731
Valued Contributor
Posts: 1,471
Registered: ‎03-24-2013
0

Re: What to apply for?

let us know how it goes. but dont forget to pay down your utilization first.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$10,000---------$9,750----------$5,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 761
Valued Contributor
Posts: 1,471
Registered: ‎03-24-2013
0

Re: What to apply for?

it might actually take another cycle for your utilization to show a lower percent, if somebody else can chime in
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$10,000---------$9,750----------$5,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 761
Valued Contributor
Posts: 1,597
Registered: ‎09-15-2012
0

Re: What to apply for?

Utilization on the Amex won't update for other lenders to see until the statement cuts. But Amex will be able to see the payments internally, so the OP shouldn't need to wait long after payment to have a good shot at the CLI. Plus, after 5 months Amex presumably has a better indication of the OP's credit than the typical customer who requests after only 61 days.

In My Wallet: Amex BCP (12/12) $32,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600

Last App: April 2, 2014
New Contributor
Posts: 68
Registered: ‎08-16-2013
0

Re: What to apply for?

 

I requested the 3x CLI and was approved :smileyvery-happy:, thanks guys!

 

Now into the garden for me :smileyhappy:

AMEX Premier Rewards Gold - NPSL | NASA Platinum Rewards - 20k | Alaska Airlines Visa Signature - 10k | Amex Blue Cash Everyday - 9K | Chase Sapphire Preferred - 6K | Chase Freedom Visa Signature - 5k | BECU Visa - 3k |Barclaycard Rewards - 2k | Chase Amazon Rewards - 1k | Discover IT Student - 500 | Chase Slate - 500 | Walmart Store Card - 700 | BBY CitiBank - 1500 | BBY CitiBank -750

Eq (MyFico) 749 | TU (FICO) 735 | Ex (FAKO): 731
Frequent Contributor
Posts: 339
Registered: ‎01-16-2013
0

Re: What to apply for?

Congrats, see ya there.


Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 777, myFICO TU: 789, myFICO EX: 787
My Wallet: Chase Freedom, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Frequent Contributor
Posts: 303
Registered: ‎04-22-2013
0

Re: What to apply for?

Congrats on CLI



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