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v8eaterWRX wrote:So I bought my first house a few months ago. At the time I had around $10k in cc debt and around 75% still available. Seems that as soon as the mortgage showed on my credit report I had CLD's on nearly all my cards dropping me to around 30% available and taking a huge shot to the jaw of my FICO score.I generally charge up around $3k a month and pay the balances off at statement on my WAMU and only run balances on the other cards. Odd thing is that WAMU was the biggest cld. I am now hestiant to pay off the balance and watch my CL decrease again. Why on earth would they do this? I NEVER miss payments, and never make payments less than 3x the minimums.