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Hi all!
I have a Cap1 $2k ($970 balance) credit card. I also have a Barclay's Reward for $500 ($0 balance, new). From the early days, I have an Orchard (now cap1) card with a $300 ($0 balance) limit. What should I do? Should I close the $300? or should I ask Cap1 to merge the two cards into a $2.3K? Is this even possible?
Also, I need more credit on the barclays. This is planned to be a PIF card every months. It was opened on 09/09/2013 and I just got it today. Am I still on time to do a recon? Or should I wait?
Thanks!