Reply
New Contributor
FicoHound007
Posts: 60
Registered: ‎02-06-2009

Re: What to do next?

American Express is accepted virtually everywhere. like someone else stated earlier, it's rare that a plce doesn't except it. EVEN MCDONALD'S ACCEPTS AMEX.  At some point AMEX was the only card I had and I used it everywhere. I would rarely use cash and was always able to pay with my card.

 

I'm not trying to sway you to get the AMEX card, I just wanted to let you know of the myth that AMEX isn't excepted everywhere.

Moderator Emeritus
fused
Posts: 16,351
Registered: ‎03-12-2007
0

Re: What to do next?


billsfan14 wrote:

It seems there's just a general feeling of Amex dislike on the boards.  Most of the threads I read deal with their credit cards through.  I've rarely seen bad things said about the charge cards.

 

Wait I shall do.  

 

Can anyone chime in on my score goals for a Green or Gold? 


Its likely Amex will pull your EX FICO score, unfortunately, we no longer know this score. Looking at your other two scores, if they are FICOs, I would not app with Amex, they're too low. Even if you had very high scores, I still wouldn't recommend you app with Amex. Amex is in a real AMess.

Credit Profile -
FICO 08 Scores (08-22-2014): EQ 820, EX 817, TU 815
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

New Contributor
billsfan14
Posts: 70
Registered: ‎02-13-2009
0

Re: What to do next?

Here's an update...

 

Checked my EQ tonight to see how my recent payment changed my score... 643 to 699!  My updated Discover balance should post next week, bringing my UTL from 38 to 19.  Plus, another month in good standing and adding age to my account.

 

I'd imagine I'll be 700+ next week.  Looks like my Amex Green could be closer! 

_________________


2/21 - TU 637 EQ 643
3/21 - TU 691 EQ 711


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+