01-13-2013 08:29 AM
01-13-2013 09:32 AM
Why not just close the Orchard and Merrick?
Why SD a card with an AF? I just closed my Merrick a couple of weeks ago and am glad I did. You have higher lines now and the Orchard and Merrick will still be positive reports. Close 'em...shut 'em down ! You can do it.
01-13-2013 09:35 AM
01-13-2013 10:05 AM
LOL...thnx for the faith. Yea i think its done unless they make me an offer i cnt refuse ;-)
Yeah, don't count on Merrick for that. When I told the rep I wanted to close the account, she suggested I keep it open just for emergencies. I told her I would were it not for the AF. She had no counter/comment. She simply said, "ok, your account is now closed." Good riddance!
01-13-2013 10:09 AM
01-13-2013 11:37 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.