08-07-2008 10:48 PM
08-08-2008 06:39 AM
08-08-2008 06:46 AM
08-08-2008 06:51 AM
Is this a case of a reverse split file? Two different people's credit reports combined?
08-08-2008 07:05 AM
08-08-2008 07:52 AM
He needs to pull all of his credit reports directly from each of the three CRAs in order to find out which one(s) has/have him listed as deceased. Then he needs to write a letter to that CRA disputing that piece of information.Wait for their response and take it from there.Also see this thread from the Credit in the News Forum:
08-08-2008 08:08 AM
Hubby's FICOs when we started: high 400s (June 2008)
Hubby's FICO NOW (04/06/09): TU: 679 EQ: 608 EX: ???
My FICOs: TU: 643, EQ: 606
Closed on new home: 1/20/2009 -- If we can do it, YOU can do it!!
08-08-2008 09:08 AM
08-08-2008 09:13 AM
Whats ironic, he whent and to see what would happen, opend a CC in his dads name.. Came through fine, with a nice 5K limit...
08-08-2008 09:26 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.