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Epic Contributor
Creditaddict
Posts: 22,064
Registered: ‎10-23-2007
0

What to pay off?

Toyota Visa $900/1300

Target 180/200

Target 190/200

Target 280/300

Target 990/1000.

 

I have $1k now before these cards post... I was thinking $500 to Toyota, and pay off the 2 $200 limit Target cards for best Fico increase

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: What to pay off?

Makes sense, plus throwing the rest at the $1K Target card, getting that one out of the 90+% util.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Epic Contributor
Creditaddict
Posts: 22,064
Registered: ‎10-23-2007
0

Re: What to pay off?

or should I pay off 3 of the 4 Target cards, and apply rest to Toyota to get that below 50%

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

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