08-11-2012 12:41 PM
They want 620+ TU (that's what they pull) and they want at least 1 year of positive revolving credit history with no previous BK or recent derogs.
Do you know how far back that they look for those things? My BK was discharged in Jan of '10. I believe that was one of the reasons that they declined me earlier this year.
Got my card 11/2011
BK 13 "Discharged" 3/2010
TU Score 664 - It was my 3rd time applying for them maybe 4th!
08-11-2012 12:51 PM
I got mine with a 632. Today they sent me some checks for a 5.99 apr for home improvents or make a special purchase. I have the Discover More with 0% though.
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