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Epic Contributor
Creditaddict
Posts: 20,876
Registered: ‎10-23-2007
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Re: What type of score is barclay looking for?


pozativelyliving wrote:

Jlu wrote:

They want 620+ TU (that's what they pull) and they want at least 1 year of positive revolving credit history with no previous BK or recent derogs.


Do you know how far back that they look for those things? My BK was discharged in Jan of '10. I believe that was one of the reasons that they declined me earlier this year. 


Got my card 11/2011

BK 13 "Discharged" 3/2010

TU Score 664 - It was my 3rd time applying for them maybe 4th!

 

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
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Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011
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Re: What type of score is barclay looking for?

I got mine with a 632. Today they sent me some checks for a 5.99 apr for home improvents or make a special purchase. I have the Discover More with 0% though.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?

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