Mega Contributor
Posts: 16,914
Registered: ‎10-23-2007

Re: What type of score is barclay looking for?

pozativelyliving wrote:

Jlu wrote:

They want 620+ TU (that's what they pull) and they want at least 1 year of positive revolving credit history with no previous BK or recent derogs.

Do you know how far back that they look for those things? My BK was discharged in Jan of '10. I believe that was one of the reasons that they declined me earlier this year. 

Got my card 11/2011

BK 13 "Discharged" 3/2010

TU Score 664 - It was my 3rd time applying for them maybe 4th!


Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Frequent Contributor
Posts: 446
Registered: ‎09-14-2011

Re: What type of score is barclay looking for?

I got mine with a 632. Today they sent me some checks for a 5.99 apr for home improvents or make a special purchase. I have the Discover More with 0% though.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?

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