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What version of EX FICO does Amex use?

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lnacen
Valued Member

What version of EX FICO does Amex use?

Is it 08, Bancard Enhanced..or something else?

Message 3 of 9
8 REPLIES 8
iwant700fico
Frequent Contributor

AMEX Fico score

Got my amex Everyday card and enclosed was my Experian score pulled by Amex 804.  Is this different than fico score at myfico? Becasue mine is no where near that number. any thoughts?

EQ 786 2/2018
TU 792 8/2018
EX 776 2/2018 Chase CSR $28.5k
Barclay Advantage $17.5 k
Amex BCE $29k
CITI Advantage $24.2k
Amex HILTON $13k
Total Rewards visa $20K
Chase INK $11k
Chase Sapphire Reserve $28.5k
BOA 8k
Discover IT 8K
Message 1 of 9
tomfromrictmame
Frequent Contributor

Re: AMEX Fico score

If it's Credit Secure through AMEX, it's a FAKO.




AMEX Platinum NPSL | BofA Cash Rewards Visa $50K | NFCU Sig Visa $27K | Chase Marriott Rewards Visa $25K | AMEX Delta Skymiles $25K | BofA Sig Visa $25K | First Tech Odyssey MC $25K | AMEX HHonors Surpass $23K | Chase United Club Unlimited Visa $20K | Barclays AAdvantage WMC $17K | NFCU LOC $15K | NASA Platinum Visa $15K| NFCU Sig Visa $14K
Message 2 of 9
IWOL
Established Contributor

Re: What version of EX FICO does Amex use?

My last score I received from an Amex app seemed to match my FICO 08 EX score from here.


Message 4 of 9
pizzadude
Credit Mentor

Re: What version of EX FICO does Amex use?

 

I've merged these two discussions into a single thread as they're on the same topic.

 

I believe that AMEX uses FICO08, although not certain if its enhanced or classic score.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 9
-NewGuy-
Moderator Emeritus

Re: What version of EX FICO does Amex use?


@IWOL wrote:

My last score I received from an Amex app seemed to match my FICO 08 EX score from here.


Mine too.

Message 6 of 9
Anonymous
Not applicable

Re: What version of EX FICO does Amex use?


@-NewGuy- wrote:

@IWOL wrote:

My last score I received from an Amex app seemed to match my FICO 08 EX score from here.


Mine too.


Same here, exactly the same score provided by myFICO.

Message 7 of 9
ddemari
Super Contributor

Re: What version of EX FICO does Amex use?

My green card did not come with a fico, wish it did!
Message 8 of 9
tomfromrictmame
Frequent Contributor

Re: AMEX Fico score


@tomfromrictmame wrote:

If it's Credit Secure through AMEX, it's a FAKO.


My apologies. I thought you were referring to the CMS offered by AMEX.




AMEX Platinum NPSL | BofA Cash Rewards Visa $50K | NFCU Sig Visa $27K | Chase Marriott Rewards Visa $25K | AMEX Delta Skymiles $25K | BofA Sig Visa $25K | First Tech Odyssey MC $25K | AMEX HHonors Surpass $23K | Chase United Club Unlimited Visa $20K | Barclays AAdvantage WMC $17K | NFCU LOC $15K | NASA Platinum Visa $15K| NFCU Sig Visa $14K
Message 9 of 9
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