What was your 1st CC EVER, and old were you?

[gh17]

---

@Anonymous wrote:

BoA Platinum Plus Visa when I was 18. My mom was going to add my as an authorized user on one of her cards (and knowing what I know now about amex I wish she had ) but someone told her it wouldn't help build my credit, so we got my own. Had to have my mom be a guarantor. Started with a $1000 limit. 3 years later, $5500, no guarantor, PC'd to a Cash rewards. 

---

looks like similar situation to me

[eddie84]

I think it was a Providian Platinum Visa card and I think I was in my 20's.  Got an Amex not long after though.

[iowapilot84]

I was 16 and got a visa classic from the local credit union with a $500 limit. It stayed that way until I closed it out a few years ago. I also got an auto loan at 16. Of course mom and dad co signed for both. I was a credit nerd back then and convinced them of the importance of building a good credit history. Boy did it pay off

[heyarrnold]

Capital One Secured with a $200 limit in 2011. I was 18. 

[Callandra]

My first credit card was actually from when I lived in Japan, it was an Epos Visa and being able to get it as a foreigner with NO credit history in Japan was not easy, lol. I was 27 and decided to bite the bullet because I wanted it to buy from online Japan stores that only took Japan-based cards. I got a 200,000 yen limit! 

[youdontkillmoney]

Mine was in 1991 I just turned 18 and it was either amex green, citibank, or Bank of new york before they got bought out by mellon bank so bank of new york no longer issues cards it that name, credit line was prob under $5k

[Berk]

I was 24 back in 1988. It was a Mastercard issued by M and I Bank in Watertown, WI with a $1500.00 CL.

[Imhotrodcrazy]

Wife wanted a Sears charge card,  we were newly weds and about 20 at the time.  I "think"  they gave us a small credit line of about $100,  this was about 50 yrs ago.

[Rain77]

A Chase card.  It was silver and had a $300 limit.  I was 17.

[Anonymous]

AU on my husband's CapitalOne MC in August 2012. I was 37. I got my own first card in October 2012.

My parents made me terrified of "credit cards". Installment loans and a dick ex are what got me into credit problems... the economy crashing at the end of the decade is what finished me off. LOL.