cancel
Showing results for 
Search instead for 
Did you mean: 

What was your 1st CC EVER, and old were you?

tag
filmkid
Established Member

Re: What was your 1st CC EVER, and old were you?

I was 18 in college in 1992.  At the student center they where offering a new beach  bag if you applied for the green Amex.. I did and that became my first card.

Equifax MyFico: 753
TransUnion MyFico: 756
Experian My Fico: 767

Amex Blue Cash $20,000 | AMEX Platinum | Amex SPG $25,000 | Chase Sapphire Preferred $25,000 | Chase Freedom $8,000 | Macy's Amex $5,000| Nordstrom Visa $10,000 | William Sonoma Visa $5,500 | Bloomingdales $3000 | Wells Fargo Plat $500 | Macy's $1200 |
Message 31 of 95
Anonymous
Not applicable

Re: What was your 1st CC EVER, and old were you?

I was 16 and got a MBNA Wachovia card as an AU with my mom. That lead to getting Amex Blue the day I turned 18 on my own, no co applicants. I still have that card which is now Blue Cash and is my main card still today.

Message 32 of 95
celluloid17
Established Contributor

Re: What was your 1st CC EVER, and old were you?

I got my first credit card when I was about 19 and in college (late 90s).  It was a Capital One card with a $500 limit and a high APR.  I can't remember if it had an annual fee or not.  It was one of those cards that you could pick your design from a preset selection.  I choose one that appeared to be a closeup of a bright green leaf with water droplets on it.  

Message 33 of 95
Lilalota
Valued Member

Re: What was your 1st CC EVER, and old were you?

I started late and became credit-aware about 3 or 3.5 years ago. My first CC was the citi forward card (not the student version) and the starting limit was $2,500 which I was fine with, considering I didn't have much of history or experience with credit and it definitely was manageable for someone who was testing the waters.
Citi Forward: 8,100
CapitalOne VentureOne:18,250
Barclay Rewards: 8,000
Chase Freedom: 2,500 (-_-)
Discover IT:14,500
Newest addition: Citi Double Cash : 3,400
Message 34 of 95
09Lexie
Moderator Emerita

Re: What was your 1st CC EVER, and old were you?

I was an AU on my parents dept sore cards (Capeells, Macy's and Liberty House), I was 15.

When I went away to college, I picked up my own CCs -BoA Visa and then Amex Green, I was 18 and 19

Message 35 of 95
MyDataMyChoice
Valued Contributor

Re: What was your 1st CC EVER, and old were you?

Capital One Platinum No Annual Fee - The Day I turned 18. Got a $300 limit. It grew to $3500 I then got the Amex Blue for Students since has been closed/discontinued... i then PC to Amex Green Charge... closed to save on annual fee I wish i knew of the back dating before... I plan on applying for a new amex (free version or costco) after I get my score up and UTL down.


Message 36 of 95
longtimelurker
Epic Contributor

Re: What was your 1st CC EVER, and old were you?

Barclaycard when I was 19.   Don't recall the CL, probably 100 GBP or less.   They closed it (and my bank account) when I moved to the US a few years later.

Message 37 of 95
mongstradamus
Super Contributor

Re: What was your 1st CC EVER, and old were you?


@longtimelurker wrote:

Barclaycard when I was 19.   Don't recall the CL, probably 100 GBP or less.   They closed it (and my bank account) when I moved to the US a few years later.


I didn't know you were an brit lol now every post i read i will think of you speaking in an british accent!!



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 38 of 95
Santi78342
Established Contributor

Re: What was your 1st CC EVER, and old were you?

I was 18 when I got my first credit card with my local credit union with a $1k limit. Over 5 1/2 years later I still have it with a limit of $10k

Message 39 of 95
wmweeza
Established Contributor

Re: What was your 1st CC EVER, and old were you?

I was 19, I got a secured CC from a bank that no longer exists, it unsecured evetually. I think it was a $500 limit. I also got a card with a dept store that now no longer exists either


Last App 10/14. FICO's: AMEX Ex 846, BarclayTU08 815.FAKOs:CreditKarma 775,CS score 771.BofA 5400,Target $5000,Barnes $8500,Amex $22k
Message 40 of 95
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.