What was your 1st CC EVER, and old were you?

pizza1 · ‎10-05-2014

My 1st CC was 29 yrs ago When I was 16, yes.. 16 I got my first "store charge account" at a local store I worked at called Pegues (a department store), for $100. That next year, I started working at another local department store called Newmans, and my limit was $500! We were required to buy clothes from there and wear them to work! Win win for me! That started my whole spiral downward in credit at a young age! When I turned 18, I got 2 major master cards from what was at the time " Cross Country Bank", It was downhill ever since, lol!!!

I no longer have any of those cards, the store went out of business, and accounts dropped off my reports long ago

jsucool76 · ‎10-05-2014

Cap1 platinum card - no AF - 3k limit, just after recently being denied for a capital one secured card. Lol.

Edit: I was 18 btw.

changingmantra2 · ‎10-05-2014

Citibank Visa - in the 80's when I was in college - age 19 - $750 CL. Never ever asked for a CLI - I did not even know anything about that - Was at $6,500 or so by the time I was 27 or 28.

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou

JenniferinFL · ‎10-05-2014

I was 18. My first credit card was a Visa from the local credit union with a $500 limit. It never grew. It was $500 for the whole decade that I had it.

My 2nd card was a Care credit card I used for my dogs.

My 3rd credit card was a household bank card that I used for 0% financing on a sewing machine.. lol

Current Cards: Cap 1 Journey $3000, Cap 1 Playstation $2250, WFNNB Store Cards $2450 combined, Target $700, CareCredit $1700, Barclay Rewards Plat. Mastercard $1800, Old Navy $300, DCU Platinum Rewards Visa $2000, Swagbucks Rewards Visa $1000

Starting Score: 615 EQ (03-15-2012) 600 TU (03-21-2012 Barclays app) ) Ch.7 discharged 5/2009

Current Score: 671 EQ (09-27-2014 DCU) 660 TU (9/26/14 Barclays) Ex 688 (10/07/2014 Swagbucks)

Gardening since 9/22/2014

Anonymous · ‎10-05-2014

Texaco Gas Card and the age of 26 years old.

KneelBeforeZod · ‎10-05-2014

My first was when I was 18. I had the starter Capital One card that has the Lightning design and a $300 limit.

Current Scores (Dec 20, 2015) - EQ=719 EX=739 TU=740

Anonymous · ‎10-05-2014

BoA Platinum Plus Visa when I was 18. My mom was going to add my as an authorized user on one of her cards (and knowing what I know now about amex I wish she had ) but someone told her it wouldn't help build my credit, so we got my own. Had to have my mom be a guarantor. Started with a $1000 limit. 3 years later, $5500, no guarantor, PC'd to a Cash rewards.

I also ended up getting a Discover More card a month later. Which is now an It. Started with 1200 on that

thelastoneonearth · ‎10-05-2014

PNC Bank unsecured credit card. I was 19. My oldest accountat 2.5 years. Still a measly 250.00. I may put more money on it someday.. but oh well.

Capital One Secured Platinum $750.00, Amazon Store Card $500.00, AEO Visa $4000.00, PlayStation Credit Card $500.00, My BestBuy Platinum MasterCard $1000.00 Amazon Chase $500.00 Discover IT $1500. Chase Disney Premier Visa $5000. Barclays Carnival Cruise MasterCard $500 Bank of America Norwegian Visa Signature $1500 "Apple Card" $1700 Chase Sapphire Preferred $5,000

My future card list:
Amex BCE
Citi Hilton Honors
AAOA 1.2years

Anonymous · ‎10-05-2014

first AU credit card : Gap store card when i was 18, don't remember the limit, couldn't even remember i had it until i saw it on credit report

first my own store card : macy's store card when i was 20, i think limit was 250

first my credit card : capital one platinum credit card at 20 for 300

gh17 · ‎10-05-2014

18, BofA platinum plus card with my college's logo, no rewards, 1k limit - parents as cosigners for about a year until I got it fully in my own name (still have now, it's a cash rewards card)